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United Bank for Africa Plc (NGX:UBA)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
41.95
-0.05 (-0.12%)
At close: Nov 2, 2026

United Bank for Africa Ratios and Metrics

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1,854,0301,709,2871,162,780877,215259,916292,050
Market Cap Growth
12.80%47.00%32.55%237.50%-11.00%-1.28%
Last Close Price
41.9541.6530.9119.675.064.73

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.264.581.571.471.572.52
PS Ratio
1.191.120.630.650.470.68
PB Ratio
0.430.400.340.430.280.36
P/FCF Ratio
-----1.90
P/OCF Ratio
-----1.54

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.240.260.440.440.600.59
Debt / FCF Ratio
-----3.07
Net Debt / Equity Ratio
-1.00-0.98-0.88-1.49-0.83-0.52
Net Debt / FCF Ratio
-1.401.230.611.28-2.75
Return on Equity (ROE)
9.05%10.55%28.14%41.17%19.72%15.57%
Return on Assets (ROA)
1.11%1.27%3.01%3.86%1.76%1.46%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
19.00%21.86%63.91%68.20%63.66%39.68%
FCF Yield
-160.23%-173.80%-212.18%-566.84%-231.38%52.70%
Dividend Yield
-0.65%14.71%10.92%14.47%11.71%
Payout Ratio
-30.20%19.79%8.00%21.97%16.23%
Buyback Yield / Dilution
-20.41%-13.07%----
Total Shareholder Return
-20.41%-12.42%14.71%10.92%14.47%11.71%