United Bank for Africa Stock Forecast

Stock Price Forecast

According to 4 analysts polled by S&P Global, United Bank for Africa stock has a consensus rating of "Strong Buy" and an average price target of ₦57.59. The average 1-year stock price forecast is 33.93% higher than the current stock price, while the lowest is ₦49.15 (+14.30%) and the highest is ₦67.70 (+57.44%).

Price Target: ₦57.59 (+33.93%)

Analyst Consensus: Strong Buy

Target	Low	Average	Median	High
Price	₦49.15	₦57.59	₦56.75	₦67.70
Change	+14.30%	+33.93%	+31.98%	+57.44%

Analyst Ratings

The average analyst rating for United Bank for Africa stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Apr '26	May '26
Strong Buy	6	6	6	6	5	4
Buy	0	0	0	0	0	0
Hold	0	0	0	0	0	0
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	6	6	5	4

Financial Forecast

Revenue This Year

2.32T

from 2.06T

12.71%

from 2.06T

Revenue Next Year

2.55T

from 2.32T

9.70%

from 2.32T

EPS This Year

15.72

from 9.66

62.68%

from 9.66

EPS Next Year

19.27

from 15.72

22.62%

from 15.72

Fiscal Year	FY 2025	FY 2026
Period Ending	Dec 31, 2025	Dec 31, 2026
Revenue	2.06T	2.32T
Revenue Growth	-12.28%	12.71%
Gross Profit	150.33B	171.75B
Gross Margin	7.30%	7.40%
Operating Income	953.22B	1.12T
Net Income	529.41B	694.15B
EPS	9.66	15.72
EPS Growth	-55.55%	62.68%
Forward PE	-	2.74
No. Analysts	-	3

EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is NGN.

Revenue Forecast

Revenue	2026	2027	2028
High	2.5T
Avg	2.3T
Low	2.2T

Revenue Growth

Revenue Growth	2026	2027	2028
High	22.9%
Avg	12.7%
Low	6.6%

EPS Forecast

EPS	2026	2027	2028
High	15.75
Avg	15.72
Low	15.68

EPS Growth

EPS Growth	2026	2027	2028
High	63.0%
Avg	62.7%
Low	62.3%