United Bank for Africa Plc (NGX:UBA)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
42.40
-0.05 (-0.12%)
At close: Oct 8, 2025

United Bank for Africa Statistics

Total Valuation

NGX:UBA has a market cap or net worth of NGN 1.74 trillion.

Market Cap1.74T
Enterprise Value n/a

Important Dates

The last earnings date was Monday, September 15, 2025.

Earnings Date Sep 15, 2025
Ex-Dividend Date Oct 6, 2025

Share Statistics

NGX:UBA has 41.04 billion shares outstanding. The number of shares has increased by 2.98% in one year.

Current Share Class 41.04B
Shares Outstanding 41.04B
Shares Change (YoY) +2.98%
Shares Change (QoQ) +11.94%
Owned by Insiders (%) n/a
Owned by Institutions (%) 1.48%
Float n/a

Valuation Ratios

The trailing PE ratio is 1.97 and the forward PE ratio is 1.86. NGX:UBA's PEG ratio is 0.41.

PE Ratio 1.97
Forward PE 1.86
PS Ratio 0.92
PB Ratio 0.41
P/TBV Ratio 0.43
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.41
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.33
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.82%.

Return on Equity (ROE) 21.82%
Return on Assets (ROA) 2.55%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 181.01M
Profits Per Employee 73.10M
Employee Count9,323
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NGX:UBA has paid 4.82 billion in taxes.

Income Tax 4.82B
Effective Tax Rate 0.61%

Stock Price Statistics

The stock price has increased by +51.43% in the last 52 weeks. The beta is 0.28, so NGX:UBA's price volatility has been lower than the market average.

Beta (5Y) 0.28
52-Week Price Change +51.43%
50-Day Moving Average 46.78
200-Day Moving Average 38.93
Relative Strength Index (RSI) 33.87
Average Volume (20 Days) 30,266,675

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:UBA had revenue of NGN 1.88 trillion and earned 759.68 billion in profits. Earnings per share was 21.57.

Revenue1.88T
Gross Profit 1.88T
Operating Income 790.56B
Pretax Income 790.56B
Net Income 759.68B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 21.57
Full Income Statement

Balance Sheet

The company has 5.47 trillion in cash and 803.48 billion in debt, giving a net cash position of 4.67 trillion or 113.73 per share.

Cash & Cash Equivalents 5.47T
Total Debt 803.48B
Net Cash 4.67T
Net Cash Per Share 113.73
Equity (Book Value) 4.22T
Book Value Per Share 99.99
Working Capital -17,212.71B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2,300.87 billion and capital expenditures -142.38 billion, giving a free cash flow of -2,443.25 billion.

Operating Cash Flow -2,300.87B
Capital Expenditures -142.38B
Free Cash Flow -2,443.25B
FCF Per Share -59.53
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.02%
Pretax Margin 42.02%
Profit Margin 40.38%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 11.78%.

Dividend Per Share 5.00
Dividend Yield 11.78%
Dividend Growth (YoY) -24.42%
Years of Dividend Growth 3
Payout Ratio 22.51%
Buyback Yield -2.98%
Shareholder Yield 8.88%
Earnings Yield 43.66%
FCF Yield -140.41%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 27, 2011. It was a forward split with a ratio of 1.25.

Last Split Date Apr 27, 2011
Split Type Forward
Split Ratio 1.25

Scores

Altman Z-Score n/a
Piotroski F-Score 2