United Bank for Africa Plc (NGX:UBA)

United Bank for Africa Statistics

Total Valuation

NGX:UBA has a market cap or net worth of NGN 1.99 trillion.

Market Cap	1.99T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Oct 6, 2025

Share Statistics

NGX:UBA has 44.20 billion shares outstanding. The number of shares has increased by 20.41% in one year.

Current Share Class	44.20B
Shares Outstanding	44.20B
Shares Change (YoY)	+20.41%
Shares Change (QoQ)	+7.53%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.64%
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.65 and the forward PE ratio is 2.52. NGX:UBA's PEG ratio is 1.94.

PE Ratio	5.65
Forward PE	2.52
PS Ratio	1.28
PB Ratio	0.46
P/TBV Ratio	0.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.94

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.05%.

Return on Equity (ROE)	9.05%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.39%
Revenue Per Employee	143.87M
Profits Per Employee	30.34M
Employee Count	10,821
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:UBA has paid 18.31 billion in taxes.

Income Tax	18.31B
Effective Tax Rate	4.82%

Stock Price Statistics

The stock price has increased by +30.58% in the last 52 weeks. The beta is 0.17, so NGX:UBA's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+30.58%
50-Day Moving Average	46.29
200-Day Moving Average	44.43
Relative Strength Index (RSI)	50.46
Average Volume (20 Days)	75,577,809

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:UBA had revenue of NGN 1.56 trillion and earned 328.28 billion in profits. Earnings per share was 7.97.

Revenue	1.56T
Gross Profit	1.56T
Operating Income	379.79B
Pretax Income	379.79B
Net Income	328.28B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.97

Balance Sheet

The company has 5.35 trillion in cash and 1.05 trillion in debt, with a net cash position of 4.31 trillion or 97.47 per share.

Cash & Cash Equivalents	5.35T
Total Debt	1.05T
Net Cash	4.31T
Net Cash Per Share	97.47
Equity (Book Value)	4.31T
Book Value Per Share	94.51
Working Capital	-16,556.45B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	24.40%
Pretax Margin	24.40%
Profit Margin	21.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 0.56%.

Dividend Per Share	0.25
Dividend Yield	0.56%
Dividend Growth (YoY)	-24.42%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-20.41%
Shareholder Yield	-19.86%
Earnings Yield	16.49%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 27, 2011. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 27, 2011
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2