Veritas Kapital Assurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Oct '25 Oct 27, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	28,427	18,859	5,131	2,773	2,912	2,773	Upgrade
Market Cap Growth	32.26%	267.57%	85.00%	-4.76%	5.00%	-	Upgrade
Enterprise Value	16,784	10,853	2,055	-604	-961	-1,142	Upgrade
PE Ratio	-	-	1.99	5.13	5.76	2.95	Upgrade
PS Ratio	1.87	1.48	0.65	0.49	0.57	0.59	Upgrade
PB Ratio	1.50	1.21	0.31	0.22	0.27	0.29	Upgrade
P/FCF Ratio	4.92	2.24	1.08	-	-	-	Upgrade
P/OCF Ratio	4.67	2.12	1.05	-	-	-	Upgrade
EV/Sales Ratio	1.11	0.85	0.26	-	-	-	Upgrade
EV/FCF Ratio	2.90	1.29	0.43	-	-	-	Upgrade
Quick Ratio	0.80	0.66	1.09	1.23	1.16	1.08	Upgrade
Current Ratio	1.14	0.97	1.36	1.56	1.44	1.42	Upgrade
Asset Turnover	0.40	0.41	0.38	0.33	0.33	0.36	Upgrade
Return on Equity (ROE)	-11.71%	-4.92%	19.08%	6.13%	5.62%	10.41%	Upgrade
Return on Assets (ROA)	-5.78%	-11.34%	-1.77%	2.26%	1.26%	3.85%	Upgrade
Return on Capital (ROIC)	-10.91%	-22.08%	-2.57%	3.28%	1.91%	5.61%	Upgrade
Earnings Yield	-7.39%	-5.35%	50.20%	19.49%	17.35%	33.92%	Upgrade
FCF Yield	20.34%	44.65%	92.54%	-97.60%	-17.72%	-17.94%	Upgrade
Payout Ratio	-	-	7.03%	-	-	-	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.