Veritas Kapital Assurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jan '26 Jan 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	28,704	18,859	5,131	2,773	2,912	2,773	Upgrade
Market Cap Growth	52.21%	267.57%	85.00%	-4.76%	5.00%	-	Upgrade
Enterprise Value	22,049	10,853	2,055	-604	-961	-1,142	Upgrade
PE Ratio	43.00	-	1.99	5.13	5.76	2.95	Upgrade
PS Ratio	1.88	1.48	0.65	0.49	0.57	0.59	Upgrade
PB Ratio	1.47	1.21	0.31	0.22	0.27	0.29	Upgrade
P/FCF Ratio	-	2.24	1.08	-	-	-	Upgrade
P/OCF Ratio	-	2.12	1.05	-	-	-	Upgrade
EV/Sales Ratio	1.45	0.85	0.26	-	-	-	Upgrade
EV/EBITDA Ratio	12.29	-	-	-	-	-	Upgrade
EV/EBIT Ratio	13.60	-	-	-	-	-	Upgrade
EV/FCF Ratio	-27.19	1.29	0.43	-	-	-	Upgrade
Quick Ratio	0.70	0.66	1.09	1.23	1.16	1.08	Upgrade
Current Ratio	1.31	0.97	1.36	1.56	1.44	1.42	Upgrade
Asset Turnover	0.39	0.41	0.38	0.33	0.33	0.36	Upgrade
Return on Equity (ROE)	2.44%	-4.92%	19.08%	6.13%	5.62%	10.41%	Upgrade
Return on Assets (ROA)	2.60%	-11.34%	-1.77%	2.26%	1.26%	3.85%	Upgrade
Return on Invested Capital (ROIC)	3.10%	-35.33%	-3.80%	4.78%	3.05%	8.97%	Upgrade
Earnings Yield	2.33%	-5.35%	50.20%	19.49%	17.35%	33.92%	Upgrade
FCF Yield	-2.82%	44.65%	92.54%	-97.60%	-17.72%	-17.94%	Upgrade
Payout Ratio	37.30%	-	7.03%	-	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.