Capricorn Group Balance Sheet

Financials in millions NAD. Fiscal year is July - June.

Millions NAD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	6,712	7,238	5,618	5,663	5,428	4,516
Investment Securities	9,914	8,581	9,168	6,840	6,587	5,892
Trading Asset Securities	3,373	3,677	4,352	3,538	3,133	2,853
Total Investments	13,287	12,258	13,520	10,378	9,720	8,745
Gross Loans	53,207	52,480	50,664	47,175	44,847	42,264
Allowance for Loan Losses	-1,711	-1,658	-1,676	-1,611	-1,442	-1,290
Other Adjustments to Gross Loans	-175	-201	-194	-166.74	-178.65	-144.25
Net Loans	51,321	50,621	48,794	45,397	43,226	40,830
Property, Plant & Equipment	742	676	640	665.42	639.91	609.8
Goodwill	-	71	71	71.07	71.07	71.07
Other Intangible Assets	617	535	463	378.08	297.82	213.72
Other Receivables	86	56	142	188.94	167.34	204.49
Restricted Cash	-	451	722	418.08	384.4	371.92
Other Current Assets	-	312	252	236.92	247.72	133.57
Long-Term Deferred Tax Assets	62	112	127	160.88	116.62	113.47
Other Long-Term Assets	604	192	235	216.29	140.9	203.78
Total Assets	73,431	72,522	70,584	63,773	60,440	56,013
Accounts Payable	-	241	413	585.59	490.43	279.21
Accrued Expenses	-	436	405	430.04	273.28	205.66
Interest Bearing Deposits	37,984	38,320	38,164	34,342	34,185	32,031
Non-Interest Bearing Deposits	14,848	14,890	13,882	12,052	10,170	8,911
Total Deposits	52,832	53,210	52,046	46,394	44,356	40,942
Short-Term Borrowings	-	8	-	-23.21	-27.76	6.51
Current Portion of Long-Term Debt	-	1,825	1,682	2,537	1,445	761.56
Current Portion of Leases	-	70	81	77.13	63.66	77.36
Current Income Taxes Payable	9	30	7	2.85	2.75	7.79
Other Current Liabilities	-	545	196	160.72	203.53	192.44
Long-Term Debt	5,636	4,072	4,946	3,957	5,418	5,982
Long-Term Leases	246.5	147	158	183.64	187.34	211.89
Long-Term Unearned Revenue	-	-	-	-	203	207.31
Pension & Post-Retirement Benefits	24	23	22	20.75	19.17	22.69
Long-Term Deferred Tax Liabilities	4	-	-	-	0.16	0.12
Other Long-Term Liabilities	3,121	639	517	454.56	12.46	12.56
Total Liabilities	61,872	61,246	60,473	54,780	52,646	48,909
Common Stock	706	13	13	12.98	12.98	12.98
Additional Paid-In Capital	-	753	753	758.93	765.57	765.57
Retained Earnings	10,478	10,171	8,890	7,830	6,568	5,899
Treasury Stock	-	-139	-58	-85.49	-59.45	-63.97
Total Common Equity	11,075	10,798	9,598	8,517	7,287	6,614
Minority Interest	484	478	513	476.14	506.44	490.29
Shareholders' Equity	11,559	11,276	10,111	8,993	7,793	7,104
Total Liabilities & Equity	73,431	72,522	70,584	63,773	60,440	56,013
Total Debt	5,883	6,122	6,867	6,732	7,086	7,039
Net Cash (Debt)	4,203	4,793	3,103	2,469	2,143	529.6
Net Cash Growth	92.81%	54.46%	25.66%	15.24%	304.61%	-
Net Cash Per Share	8.20	9.39	6.09	4.85	4.18	1.03
Filing Date Shares Outstanding	508.53	505.82	506.33	505.94	510.51	511.11
Total Common Shares Outstanding	508.53	505.82	506.33	505.94	510.51	511.11
Book Value Per Share	21.78	21.35	18.96	16.83	14.27	12.94
Tangible Book Value	10,458	10,192	9,064	8,068	6,918	6,329
Tangible Book Value Per Share	20.56	20.15	17.90	15.95	13.55	12.38