FirstRand Namibia Income Statement

Financials in millions NAD. Fiscal year is July - June.

Millions NAD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	5,693	5,856	6,048	4,961	3,326
Interest Paid on Deposits	2,022	2,501	2,966	2,265	1,123
Net Interest Income	3,671	3,355	3,082	2,696	2,203
Net Interest Income Growth	9.41%	8.85%	14.32%	22.41%	17.33%
Gain (Loss) on Sale of Assets	1.02	4.46	-3.46	-0.07	-5.61
Other Non-Interest Income	2,763	2,684	2,466	2,222	2,046
Total Non-Interest Income	2,764	2,688	2,462	2,222	2,040
Non-Interest Income Growth	2.83%	9.16%	10.84%	8.91%	1.15%
Revenues Before Loan Losses	6,435	6,043	5,545	4,918	4,243
Provision for Loan Losses	248.84	527.43	425.57	213.57	95.37
Revenue	6,186	5,516	5,119	4,704	4,147
Revenue Growth	12.15%	7.74%	8.82%	13.43%	13.44%
Selling, General & Administrative	101.54	102.89	85.33	83.05	76.97
Other Non-Interest Expense	3,038	2,730	2,586	2,335	2,182
Total Non-Interest Expense	3,164	2,842	2,696	2,442	2,280
EBT Excluding Unusual Items	3,021	2,674	2,423	2,262	1,867
Asset Writedown	-11.55	-3.32	-11.53	-	-
Pretax Income	3,010	2,671	2,412	2,262	1,867
Income Tax Expense	863.76	758.84	708.25	700.69	594.62
Earnings From Continuing Operations	2,146	1,912	1,704	1,561	1,273
Minority Interest in Earnings	-	-	-	-3.46	-7.55
Net Income	2,146	1,912	1,704	1,558	1,265
Net Income to Common	2,146	1,912	1,704	1,558	1,265
Net Income Growth	12.25%	12.24%	9.36%	23.11%	23.82%
Basic Shares Outstanding	267	267	267	265	262
Diluted Shares Outstanding	267	267	267	265	262
Shares Change	-	-	0.81%	1.14%	0.19%
EPS (Basic)	8.04	7.16	6.38	5.88	4.83
EPS (Diluted)	8.04	7.16	6.38	5.88	4.83
EPS Growth	12.25%	12.24%	8.48%	21.72%	23.58%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	6.683	4.763	3.537	5.778	4.728
Dividend Growth	40.31%	34.68%	-38.79%	22.21%	123.04%
Effective Tax Rate	28.70%	28.41%	29.37%	30.98%	31.84%