SBN Holdings Limited (NMSE:SNO)
Namibia flag Namibia · Delayed Price · Currency is NAD · Price in ZAR
14.99
+0.02 (0.13%)
At close: Nov 6, 2026

SBN Holdings Financials Overview

Millions NAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,8063,7283,6393,0932,5702,150
Revenue Growth
2.08%2.44%17.67%20.34%19.54%2.12%
Net Income
1,2041,1841,050766.27623.6365.39
Earnings Per Share
2.312.272.011.471.190.70
EPS Growth
1.78%12.75%37.02%22.88%70.67%-13.28%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal & Private Banking
1,8021,8491,8481,6301,3441,289
Business & Commercial Banking
662.56673.76707.4512.77377.47259.17
Corporate & Investment Banking
1,4021,3631,2881,083791.43604.48
Central & Other
-61.31-158.52-203.64-134.2254-3.56
Total
3,8053,7283,6393,0922,5672,149

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9,4185,5745,4905,7294,2671,172
Total Debt
1,3861,7441,9382,3172,6942,062
Net Cash (Debt)
8,0323,8303,5523,4131,573-889.94
Net Cash Growth
109.72%7.81%4.09%116.99%--
Net Cash Per Share
15.397.336.806.533.01-1.70

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8,299-108.27-596.17-688.65806.58-673.38
Capital Expenditures
-43.83-20.35-114.38-66.42-50.2-62.32
Free Cash Flow
8,255-128.62-710.55-755.07756.39-735.7
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.63%31.75%28.85%24.77%24.26%16.99%
FCF Margin
216.91%-3.45%-19.52%-24.41%29.43%-34.22%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4201.4201.3801.0000.6600.310
Dividend Per Share Growth
8.22%2.90%38.00%51.52%112.90%-11.43%
Dividend Yield
9.48%11.70%15.21%11.70%15.00%5.06%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.525.364.525.833.698.76
Forward PE
-5.965.015.015.016.85
P/FCF Ratio
0.95---3.04-
PS Ratio
2.061.701.301.440.891.49