India · Delayed Price · Currency is INR Aditya Birla Capital Earnings Call Transcripts
Fiscal Year 2026
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Profit after tax rose 41% year-on-year, with strong growth in lending, asset management, and insurance. Asset quality improved across segments, and a major capital infusion in housing finance was announced. NBFC and housing finance expect continued robust growth and profitability.
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Q2 FY26 saw broad-based growth across lending, insurance, and asset management, with consolidated PAT up 3% year-on-year and robust asset quality. Margin expansion is expected as the product mix shifts, while GST reforms and competitive intensity are being actively managed.
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Q1 FY 2026 saw 10% year-on-year growth in both profit after tax and revenue, with robust performance across NBFC, HFC, asset management, and insurance segments. Asset quality improved, digital platforms scaled, and capital adequacy remains strong, supporting continued growth momentum.
Fiscal Year 2025
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Q4 FY25 saw robust growth in profit and revenue, with strong performance across NBFC, HFC, AMC, and insurance segments. Asset quality improved, digital platforms scaled, and the recent merger released significant capital for future growth.
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Q3 FY25 saw 10% YoY revenue growth and strong expansion in NBFC, HFC, AMC, and insurance segments, despite macroeconomic headwinds. Digital platforms and strategic initiatives drove customer acquisition and operational efficiency, with stable asset quality and robust capital allocation.
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Strong year-on-year growth in revenue and profit driven by robust performance across NBFC, housing finance, asset management, and insurance segments. Strategic digital initiatives and prudent risk management underpin sustained growth, with positive outlooks across all major businesses.
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Q1 FY25 saw 15% year-on-year PAT growth (excluding one-offs) and 26% revenue growth, with robust performance across NBFC, housing finance, asset management, life and health insurance. Strategic focus remains on SME lending, digital platforms, and prudent risk management.