NSE:APTUS Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	19,438	16,696	13,199	10,584	7,917
Total Interest Expense	6,484	5,405	3,879	2,759	2,086
Net Interest Income	12,954	11,291	9,320	7,825	5,831
Commissions and Fees	586.46	568.54	411.45	264.65	176.88
Other Revenue	2,430	716.03	479.01	429.64	302.4
Revenue Before Loan Losses	15,970	12,575	10,210	8,519	6,310
Provision for Loan Losses	615.08	283.17	215.18	387.62	344.73
Revenue	15,355	12,292	9,995	8,132	5,965
Revenue Growth (YoY)	24.92%	22.98%	22.92%	36.31%	33.80%
Salaries & Employee Benefits	2,305	1,771	1,489	1,213	843.55
Cost of Services Provided	-	9.79	8.22	8.31	6.74
Other Operating Expenses	806.15	646.3	476.12	358.86	255
Total Operating Expenses	3,244	2,547	2,067	1,652	1,171
Operating Income	12,112	9,745	7,929	6,479	4,794
EBT Excluding Unusual Items	12,112	9,748	7,932	6,537	4,800
Pretax Income	12,112	9,748	7,932	6,537	4,800
Income Tax Expense	2,682	2,236	1,813	1,507	1,099
Net Income	9,429	7,512	6,119	5,030	3,701
Net Income to Common	9,429	7,512	6,119	5,030	3,701
Net Income Growth	25.52%	22.77%	21.65%	35.90%	38.66%
Shares Outstanding (Basic)	501	499	499	498	488
Shares Outstanding (Diluted)	501	500	501	499	491
Shares Change (YoY)	0.02%	-0.11%	0.40%	1.57%	2.14%
EPS (Basic)	18.84	15.04	12.27	10.11	7.58
EPS (Diluted)	18.84	15.01	12.21	10.08	7.53
EPS Growth	25.52%	22.93%	21.13%	33.87%	35.68%
Free Cash Flow	-5,988	-14,118	-13,606	-10,504	-7,272
Free Cash Flow Per Share	-11.96	-28.21	-27.16	-21.05	-14.80
Dividend Per Share	4.500	4.500	4.500	4.000	-
Dividend Growth	-	-	12.50%	-	-
Operating Margin	78.88%	79.28%	79.32%	79.68%	80.36%
Profit Margin	61.41%	61.12%	61.22%	61.86%	62.05%
Free Cash Flow Margin	-39.00%	-114.86%	-136.12%	-129.18%	-121.90%
Effective Tax Rate	22.14%	22.94%	22.85%	23.05%	22.89%
Revenue as Reported	22,455	17,984	14,092	11,336	8,402

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.