NSE:APTUS Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	18,807	16,696	13,199	10,584	7,917	6,269
Total Interest Expense	6,377	5,405	3,879	2,759	2,086	2,065
Net Interest Income	12,430	11,291	9,320	7,825	5,831	4,203
Commissions and Fees	586.81	568.54	411.45	264.65	176.88	119.65
Other Revenue	2,062	716.03	479.01	429.64	302.4	193.82
Revenue Before Loan Losses	15,078	12,575	10,210	8,519	6,310	4,517
Provision for Loan Losses	478.29	283.17	215.18	387.62	344.73	58.18
Revenue	14,600	12,292	9,995	8,132	5,965	4,459
Revenue Growth (YoY)	26.59%	22.98%	22.92%	36.31%	33.80%	31.75%
Salaries & Employee Benefits	2,151	1,771	1,489	1,213	843.55	713.83
Cost of Services Provided	9.79	9.79	8.22	8.31	6.74	4.35
Other Operating Expenses	767.06	646.3	476.12	358.86	255	232.63
Total Operating Expenses	3,058	2,547	2,067	1,652	1,171	1,008
Operating Income	11,542	9,745	7,929	6,479	4,794	3,451
EBT Excluding Unusual Items	11,546	9,748	7,932	6,537	4,800	3,451
Pretax Income	11,546	9,748	7,932	6,537	4,800	3,451
Income Tax Expense	2,655	2,236	1,813	1,507	1,099	781.47
Net Income	8,890	7,512	6,119	5,030	3,701	2,669
Net Income to Common	8,890	7,512	6,119	5,030	3,701	2,669
Net Income Growth	25.52%	22.77%	21.65%	35.90%	38.66%	26.51%
Shares Outstanding (Basic)	500	499	499	498	488	480
Shares Outstanding (Diluted)	501	500	501	499	491	481
Shares Change (YoY)	0.16%	-0.11%	0.40%	1.57%	2.14%	8.12%
EPS (Basic)	17.78	15.04	12.27	10.11	7.58	5.56
EPS (Diluted)	17.75	15.01	12.21	10.08	7.53	5.55
EPS Growth	25.34%	22.93%	21.13%	33.87%	35.68%	17.09%
Free Cash Flow	-	-14,118	-13,606	-10,504	-7,272	-6,224
Free Cash Flow Per Share	-	-28.21	-27.16	-21.05	-14.80	-12.94
Dividend Per Share	4.500	4.500	4.500	4.000	-	-
Dividend Growth	-30.77%	-	12.50%	-	-	-
Operating Margin	79.05%	79.28%	79.32%	79.68%	80.36%	77.40%
Profit Margin	60.89%	61.12%	61.22%	61.86%	62.05%	59.87%
Free Cash Flow Margin	-	-114.86%	-136.12%	-129.18%	-121.90%	-139.59%
Effective Tax Rate	23.00%	22.94%	22.85%	23.05%	22.89%	22.64%
Revenue as Reported	21,459	17,984	14,092	11,336	8,402	6,582

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.