Arman Financial Services Limited (NSE:ARMANFIN)
India flag India · Delayed Price · Currency is INR
1,358.30
-24.00 (-1.74%)
Aug 29, 2025, 3:30 PM IST

Arman Financial Services Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 20212017 - 2021
Period Ending
Jun '25 Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2017 - 2021
Interest and Dividend Income
5,9116,1895,9313,8672,2061,856
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Total Interest Expense
2,2622,3942,4761,608845.05738.73
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Net Interest Income
3,6493,7953,4552,2591,3611,118
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Commissions and Fees
261.15256.07233.03164.0169.8350.64
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Gain (Loss) on Sale of Investments
794.11855.63450.72207.874.5636.57
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Other Revenue
0.010.01-0.03-6.76
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Revenue Before Loan Losses
4,7044,9074,1402,6311,5051,212
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Provision for Loan Losses
2,8672,641650.94447.32373.32545.92
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1,8372,2663,4892,1841,132665.74
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Revenue Growth (YoY)
-45.02%-35.05%59.77%92.95%69.99%-49.62%
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Salaries & Employee Benefits
1,2091,123715.95546.53418.53355.66
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Cost of Services Provided
--41.7139.831.7527.67
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Other Operating Expenses
440.12433.62435.87336.13216.65156.68
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Total Operating Expenses
1,6681,5751,208934676.45548.11
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Operating Income
169.14690.922,2811,250455.24117.64
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EBT Excluding Unusual Items
169.13690.922,2811,250455.24117.64
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Pretax Income
169.13690.922,2811,250455.18117.64
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Income Tax Expense
107.28170.19545.17311.42137.9511.48
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Net Income
61.85520.731,736938.11317.23106.16
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Net Income to Common
61.85520.731,736938.11317.23106.16
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Net Income Growth
-96.25%-70.00%85.02%195.72%198.82%-74.43%
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Shares Outstanding (Basic)
10109888
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Shares Outstanding (Diluted)
11119988
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Shares Change (YoY)
12.49%17.40%2.18%3.77%0.21%13.37%
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EPS (Basic)
5.9049.67195.00110.4737.3612.53
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EPS (Diluted)
5.8549.26192.76107.2837.3512.53
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EPS Growth
-96.67%-74.44%79.67%187.24%198.09%-77.44%
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Free Cash Flow
-4,674-3,048-7,200-2,81654.7
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Free Cash Flow Per Share
-442.19-338.47-817.02-331.546.45
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Operating Margin
9.21%30.49%65.38%57.23%40.23%17.67%
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Profit Margin
3.37%22.98%49.75%42.96%28.03%15.95%
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Free Cash Flow Margin
-206.30%-87.36%-329.75%-248.81%8.22%
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Effective Tax Rate
63.43%24.63%23.90%24.92%30.31%9.75%
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Revenue as Reported
6,9667,3006,6154,2392,3501,950
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.