Arman Financial Services Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	520.73	1,736	938.11	317.23	106.16	Upgrade
Depreciation & Amortization	17.91	14.24	11.55	9.53	8.1	Upgrade
Loss (Gain) From Sale of Investments	-216.6	-450.72	-207.8	-74.35	-18.79	Upgrade
Provision for Credit Losses	-	255.5	18.83	126.86	381.22	Upgrade
Stock-Based Compensation	72.65	64.22	1.68	0.82	0.67	Upgrade
Change in Accounts Payable	-7.44	4.61	0.7	4.17	-0.19	Upgrade
Change in Other Net Operating Assets	4,744	-4,630	-7,848	-3,240	-345.16	Upgrade
Other Operating Activities	-203.47	-16.77	-91.71	49.13	-72.88	Upgrade
Operating Cash Flow	4,928	-3,024	-7,177	-2,807	59.12	Upgrade
Capital Expenditures	-253.72	-23.75	-23.61	-8.74	-4.41	Upgrade
Sale of Property, Plant & Equipment	0.01	2.25	-	0.02	-	Upgrade
Investment in Securities	-234.34	205.3	-102.55	-10.96	19.61	Upgrade
Other Investing Activities	-	0	-	-	0	Upgrade
Investing Cash Flow	-488.04	183.8	-126.16	-19.68	15.2	Upgrade
Short-Term Debt Issued	-	504.44	1,601	-	367.28	Upgrade
Long-Term Debt Issued	6,512	17,708	13,672	7,224	3,688	Upgrade
Total Debt Issued	6,512	18,213	15,273	7,224	4,055	Upgrade
Short-Term Debt Repaid	-1,690	-	-	-420.95	-	Upgrade
Long-Term Debt Repaid	-9,776	-16,679	-8,464	-4,100	-3,835	Upgrade
Total Debt Repaid	-11,466	-16,679	-8,464	-4,521	-3,835	Upgrade
Net Debt Issued (Repaid)	-4,954	1,534	6,810	2,703	220.36	Upgrade
Issuance of Common Stock	5.89	2,300	0.04	0.16	1.88	Upgrade
Common Dividends Paid	-	-	-	-	-0.26	Upgrade
Total Dividends Paid	-	-	-	-	-0.26	Upgrade
Other Financing Activities	-	-69.98	-	-0	-0	Upgrade
Financing Cash Flow	-4,949	3,764	6,810	2,703	221.97	Upgrade
Net Cash Flow	-508.4	923.69	-493.07	-123.9	296.28	Upgrade
Free Cash Flow	4,674	-3,048	-7,200	-2,816	54.7	Upgrade
Free Cash Flow Margin	206.30%	-87.36%	-329.75%	-248.81%	8.22%	Upgrade
Free Cash Flow Per Share	442.19	-338.47	-817.02	-331.54	6.45	Upgrade
Cash Interest Paid	2,403	2,655	1,754	839.57	757.2	Upgrade
Cash Income Tax Paid	296.34	574.97	266.27	175.5	63.7	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.