Arman Financial Services Limited (NSE:ARMANFIN)

Total Valuation

NSE:ARMANFIN has a market cap or net worth of INR 16.97 billion.

Market Cap	16.97B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, May 27, 2025.

Earnings Date	May 27, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	10.49M
Shares Outstanding	n/a
Shares Change (YoY)	+17.40%
Shares Change (QoQ)	+1.09%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	5.86M

Valuation Ratios

The trailing PE ratio is 32.59.

PE Ratio	32.59
Forward PE	n/a
PS Ratio	7.49
PB Ratio	1.94
P/TBV Ratio	1.94
P/FCF Ratio	3.63
P/OCF Ratio	3.44
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 354.57, with a Debt / Equity ratio of 1.41.

Current Ratio	354.57
Quick Ratio	354.15
Debt / Equity	1.41
Debt / EBITDA	n/a
Debt / FCF	2.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.17%.

Return on Equity (ROE)	6.17%
Return on Assets (ROA)	2.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.38M
Profits Per Employee	547,563
Employee Count	951
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:ARMANFIN has paid 170.19 million in taxes.

Income Tax	170.19M
Effective Tax Rate	24.63%

Stock Price Statistics

The stock price has decreased by -13.51% in the last 52 weeks. The beta is 0.11, so NSE:ARMANFIN's price volatility has been lower than the market average.

Beta (5Y)	0.11
52-Week Price Change	-13.51%
50-Day Moving Average	1,672.14
200-Day Moving Average	1,449.50
Relative Strength Index (RSI)	42.21
Average Volume (20 Days)	23,823

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:ARMANFIN had revenue of INR 2.27 billion and earned 520.73 million in profits. Earnings per share was 49.26.

Revenue	2.27B
Gross Profit	2.27B
Operating Income	690.92M
Pretax Income	690.92M
Net Income	520.73M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	49.26

Balance Sheet

The company has 4.03 billion in cash and 12.32 billion in debt, giving a net cash position of -8.29 billion.

Cash & Cash Equivalents	4.03B
Total Debt	12.32B
Net Cash	-8.29B
Net Cash Per Share	n/a
Equity (Book Value)	8.74B
Book Value Per Share	833.69
Working Capital	20.84B

Cash Flow

In the last 12 months, operating cash flow was 4.93 billion and capital expenditures -253.72 million, giving a free cash flow of 4.67 billion.

Operating Cash Flow	4.93B
Capital Expenditures	-253.72M
Free Cash Flow	4.67B
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 30.49% and 22.98%.

Gross Margin	100.00%
Operating Margin	30.49%
Pretax Margin	30.49%
Profit Margin	22.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	206.30%

Dividends & Yields

NSE:ARMANFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-17.40%
Shareholder Yield	n/a
Earnings Yield	3.07%
FCF Yield	27.54%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5