AU Small Finance Bank Limited (NSE:AUBANK)
India flag India · Delayed Price · Currency is INR
1,046.00
+15.30 (1.48%)
Jul 31, 2026, 3:29 PM IST

AU Small Finance Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
111,672104,75987,45364,64253,04938,668
Revenue Growth
25.19%19.79%35.29%21.85%37.19%24.06%
Net Income
28,56326,41321,05915,34714,27911,298
Earnings Per Share
37.7335.0128.2422.8621.7417.85
EPS Growth
28.85%23.97%23.54%5.15%21.79%-5.71%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
30,29032,08225,64917,04012,08610,160
Retail Banking - Digital Banking
0.040.02----
Retail Banking - Other Retail Banking
165,781157,797----
Wholesale Banking
22,79321,11716,43211,5547,1763,967
Other Banking Operations
5,3075,1473,8073,171795.8484.6
Retail Banking
--140,01290,75472,34154,543
Total
224,172216,143185,900122,51992,39969,154

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
85,23485,23413,26722,74210,3606,287
Total Debt
138,715138,715116,59954,79462,98759,908
Net Cash (Debt)
-53,481-53,481-103,332-32,052-52,627-53,621
Net Cash Growth
------
Net Cash Per Share
-70.64-70.89-138.55-47.73-80.11-84.69

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--265,638-211,023-152,091-112,867-97,563
Capital Expenditures
--8,086-2,644-3,464-3,059-2,825
Free Cash Flow
--273,723-213,667-155,555-115,927-100,388
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
25.58%25.21%24.08%23.74%26.92%29.22%
FCF Margin
--261.29%-244.32%-240.64%-218.53%-259.61%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.0001.0001.0001.0001.0000.500
Dividend Per Share Growth
0%0%0%0%100.00%-
Dividend Yield
0.10%0.12%0.19%0.18%0.17%0.08%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
27.7623.8718.9024.6427.0534.74
Forward PE
20.4716.6816.68---
PS Ratio
7.036.024.555.857.2810.15