AU Small Finance Bank Limited (NSE: AUBANK)

AU Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	85,059	22,742	10,360	6,287	36,303	26,457
Investment Securities	318,608	271,334	200,720	153,065	108,154	106,682
Total Investments	318,608	271,334	200,720	153,065	108,154	106,682
Gross Loans	948,382	731,627	584,215	460,953	346,089	269,924
Net Loans	948,382	731,627	584,215	460,953	346,089	269,924
Property, Plant & Equipment	9,199	8,516	7,401	6,226	4,824	4,480
Accrued Interest Receivable	-	9,203	7,101	5,584	5,000	4,135
Restricted Cash	-	41,022	83,892	52,998	11,511	7,240
Other Current Assets	-	993.24	638.7	862.79	618.98	655.51
Long-Term Deferred Tax Assets	-	1,161	928.1	1,422	1,006	406.75
Other Long-Term Assets	27,044	7,660	6,905	3,381	2,409	1,450
Total Assets	1,388,292	1,094,257	902,161	690,778	515,913	421,431
Interest Bearing Deposits	1,096,931	818,440	656,852	500,154	343,471	250,500
Non-Interest Bearing Deposits	-	53,381	36,798	25,692	16,322	11,139
Total Deposits	1,096,931	871,821	693,650	525,846	359,793	261,639
Current Portion of Long-Term Debt	-	21,012	25,218	24,871	44,267	50,298
Current Income Taxes Payable	-	182.78	187.39	13.07	203.46	143.91
Accrued Interest Payable	-	4,956	3,668	2,505	3,339	3,173
Other Current Liabilities	-	1,966	1,928	1,885	968.53	292.01
Long-Term Debt	87,771	33,781	37,769	35,037	26,030	53,056
Other Long-Term Liabilities	43,177	34,941	29,968	25,481	18,560	9,061
Total Liabilities	1,227,879	968,661	792,388	615,638	453,161	377,663
Common Stock	7,435	6,692	6,667	3,149	3,122	3,041
Additional Paid-In Capital	-	38,988	38,057	20,934	19,253	12,567
Retained Earnings	-	78,619	64,012	50,073	38,960	27,542
Comprehensive Income & Other	152,977	1,296	1,036	984.12	1,417	618.11
Total Common Equity	160,412	125,595	109,773	75,140	62,752	43,768
Shareholders' Equity	160,412	125,595	109,773	75,140	62,752	43,768
Total Liabilities & Equity	1,388,292	1,094,257	902,161	690,778	515,913	421,431
Total Debt	87,771	54,794	62,987	59,908	70,297	103,353
Net Cash (Debt)	-2,713	-32,052	-52,627	-53,621	-33,994	-76,896
Net Cash Per Share	-3.83	-47.73	-80.11	-84.69	-54.97	-127.17
Filing Date Shares Outstanding	743.76	669.16	666.75	629.8	624.43	608.25
Total Common Shares Outstanding	743.76	669.16	666.75	629.8	624.43	608.25
Book Value Per Share	215.68	187.69	164.64	119.31	100.50	71.96
Tangible Book Value	160,412	125,595	109,773	75,140	62,752	43,768
Tangible Book Value Per Share	215.68	187.69	164.64	119.31	100.50	71.96

Source: S&P Capital IQ. Banks template. Financial Sources.