AU Small Finance Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 13, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	747,646	398,026	378,077	386,179	392,444	383,351
Market Cap Growth	68.53%	5.28%	-2.10%	-1.60%	2.37%	149.43%
Last Close Price	999.75	533.94	563.41	576.81	620.02	610.87
PE Ratio	32.41	18.90	24.64	27.05	34.74	32.75
PS Ratio	7.75	4.55	5.85	7.28	10.15	12.30
PB Ratio	4.08	2.32	3.01	3.52	5.22	6.11
Debt / Equity Ratio	0.56	0.68	0.44	0.57	0.80	1.12
Net Debt / Equity Ratio	0.17	0.60	0.26	0.48	0.71	0.54
Net Debt / FCF Ratio	-	-0.48	-0.21	-0.45	-0.53	-0.69
Return on Equity (ROE)	-	14.17%	13.04%	15.44%	16.39%	21.98%
Return on Assets (ROA)	-	1.58%	1.54%	1.79%	1.87%	2.50%
Earnings Yield	3.09%	5.29%	4.06%	3.70%	2.88%	3.05%
FCF Yield	-	-53.68%	-41.14%	-30.02%	-25.58%	-12.78%
Dividend Yield	0.10%	0.19%	0.18%	0.17%	0.08%	-
Payout Ratio	-	3.53%	4.35%	2.21%	-	-
Buyback Yield / Dilution	-3.13%	-11.07%	-2.21%	-3.76%	-2.38%	-2.27%
Total Shareholder Return	-3.03%	-10.88%	-2.04%	-3.58%	-2.30%	-2.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.