AU Small Finance Bank Limited (NSE:AUBANK)

AU Small Finance Bank Statistics

Total Valuation

NSE:AUBANK has a market cap or net worth of INR 594.48 billion.

Market Cap	594.48B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Jul 4, 2025

Share Statistics

NSE:AUBANK has 745.19 million shares outstanding. The number of shares has increased by 11.06% in one year.

Current Share Class	745.19M
Shares Outstanding	745.19M
Shares Change (YoY)	+11.06%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	24.12%
Owned by Institutions (%)	50.94%
Float	542.55M

Valuation Ratios

The trailing PE ratio is 28.25 and the forward PE ratio is 22.06.

PE Ratio	28.25
Forward PE	22.06
PS Ratio	6.80
PB Ratio	3.46
P/TBV Ratio	3.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.17%.

Return on Equity (ROE)	14.17%
Return on Assets (ROA)	1.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.94M
Profits Per Employee	708,160
Employee Count	29,738
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AUBANK has paid 6.82 billion in taxes.

Income Tax	6.82B
Effective Tax Rate	24.47%

Stock Price Statistics

The stock price has increased by +24.48% in the last 52 weeks. The beta is 0.53, so NSE:AUBANK's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+24.48%
50-Day Moving Average	757.79
200-Day Moving Average	635.95
Relative Strength Index (RSI)	51.38
Average Volume (20 Days)	2,490,923

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AUBANK had revenue of INR 87.45 billion and earned 21.06 billion in profits. Earnings per share was 28.24.

Revenue	87.45B
Gross Profit	87.45B
Operating Income	27.88B
Pretax Income	27.88B
Net Income	21.06B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	28.24

Balance Sheet

The company has 94.66 billion in cash and 116.60 billion in debt, giving a net cash position of -21.94 billion or -29.44 per share.

Cash & Cash Equivalents	94.66B
Total Debt	116.60B
Net Cash	-21.94B
Net Cash Per Share	-29.44
Equity (Book Value)	171.66B
Book Value Per Share	230.57
Working Capital	-1,148.02B

Cash Flow

In the last 12 months, operating cash flow was -211.02 billion and capital expenditures -2.64 billion, giving a free cash flow of -213.67 billion.

Operating Cash Flow	-211.02B
Capital Expenditures	-2.64B
Free Cash Flow	-213.67B
FCF Per Share	-286.73

Margins

Gross Margin	n/a
Operating Margin	31.88%
Pretax Margin	31.88%
Profit Margin	24.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 0.12%.

Dividend Per Share	1.00
Dividend Yield	0.12%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.53%
Buyback Yield	-11.06%
Shareholder Yield	-10.94%
Earnings Yield	3.54%
FCF Yield	-35.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 9, 2022. It was a forward split with a ratio of 2.

Last Split Date	Jun 9, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2