AU Small Finance Bank Limited (NSE:AUBANK)

AU Small Finance Bank Statistics

Total Valuation

NSE:AUBANK has a market cap or net worth of INR 656.50 billion.

Market Cap	656.50B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 17, 2025.

Earnings Date	Oct 17, 2025
Ex-Dividend Date	Jul 4, 2025

Share Statistics

NSE:AUBANK has 746.11 million shares outstanding. The number of shares has increased by 5.45% in one year.

Current Share Class	746.11M
Shares Outstanding	746.11M
Shares Change (YoY)	+5.45%
Shares Change (QoQ)	+0.43%
Owned by Insiders (%)	23.77%
Owned by Institutions (%)	58.34%
Float	536.47M

Valuation Ratios

The trailing PE ratio is 30.24 and the forward PE ratio is 21.61.

PE Ratio	30.24
Forward PE	21.61
PS Ratio	7.25
PB Ratio	3.58
P/TBV Ratio	3.58
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.65%.

Return on Equity (ROE)	12.65%
Return on Assets (ROA)	1.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.78M
Profits Per Employee	426,702
Employee Count	50,946
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AUBANK has paid 6.94 billion in taxes.

Income Tax	6.94B
Effective Tax Rate	24.21%

Stock Price Statistics

The stock price has increased by +42.33% in the last 52 weeks. The beta is 0.32, so NSE:AUBANK's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+42.33%
50-Day Moving Average	755.60
200-Day Moving Average	684.28
Relative Strength Index (RSI)	78.37
Average Volume (20 Days)	3,451,946

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AUBANK had revenue of INR 90.57 billion and earned 21.74 billion in profits. Earnings per share was 29.09.

Revenue	90.57B
Gross Profit	90.57B
Operating Income	28.68B
Pretax Income	28.68B
Net Income	21.74B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	29.09

Balance Sheet

The company has 73.05 billion in cash and 103.19 billion in debt, giving a net cash position of -30.14 billion or -40.40 per share.

Cash & Cash Equivalents	73.05B
Total Debt	103.19B
Net Cash	-30.14B
Net Cash Per Share	-40.40
Equity (Book Value)	183.16B
Book Value Per Share	245.58
Working Capital	-1,252.04B

Cash Flow

In the last 12 months, operating cash flow was -216.53 billion and capital expenditures -6.73 billion, giving a free cash flow of -223.26 billion.

Operating Cash Flow	-216.53B
Capital Expenditures	-6.73B
Free Cash Flow	-223.26B
FCF Per Share	-299.24

Margins

Gross Margin	n/a
Operating Margin	31.67%
Pretax Margin	31.67%
Profit Margin	24.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 0.11%.

Dividend Per Share	1.00
Dividend Yield	0.11%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.43%
Buyback Yield	-5.45%
Shareholder Yield	-5.34%
Earnings Yield	3.31%
FCF Yield	-34.01%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 9, 2022. It was a forward split with a ratio of 2.

Last Split Date	Jun 9, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2