Baid Finserv Limited (NSE:BAIDFIN)

United States Steel Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	705.83	671.81	563.47	512.72	496.01	533.03
Total Interest Expense	302.38	293.41	223.08	173.51	191.39	234.55
Net Interest Income	403.45	378.4	340.39	339.21	304.62	298.48
Commissions and Fees	24.03	25.48	19.69	7.44	2.6	1.32
Other Revenue	138.64	122.14	53.92	17.5	0.68	0.54
Revenue Before Loan Losses	566.12	526.02	414	364.14	307.89	300.34
Provision for Loan Losses	18.98	15.71	21.39	54.44	43.71	33.03
Revenue	547.14	510.31	392.61	309.7	264.18	267.3
Revenue Growth (YoY)	35.78%	29.98%	26.77%	17.23%	-1.17%	-16.54%
Salaries & Employee Benefits	98.24	94.82	68.06	54.71	49.44	54.54
Cost of Services Provided	169.69	151.77	97.69	69.78	44.08	69.67
Other Operating Expenses	73.27	75.05	42.08	51.53	47.25	41.44
Total Operating Expenses	350.09	328.94	212.66	179.29	143.63	168.54
Operating Income	197.05	181.37	179.95	130.41	120.55	98.76
EBT Excluding Unusual Items	193.62	181.37	180.47	131.21	121.01	98.76
Pretax Income	193.62	181.37	180.97	139.9	121.53	102.89
Income Tax Expense	50.19	46.91	51.73	36.11	33.65	28.1
Net Income	143.43	134.46	129.24	103.79	87.87	74.8
Net Income to Common	143.43	134.46	129.24	103.79	87.87	74.8
Net Income Growth	37.48%	4.04%	24.52%	18.12%	17.48%	-1.68%
Shares Outstanding (Basic)	120	120	120	107	120	120
Shares Outstanding (Diluted)	120	120	120	107	120	120
Shares Change (YoY)	0.23%	-0.01%	12.65%	-11.23%	-	0.00%
EPS (Basic)	1.19	1.12	1.08	0.97	0.73	0.62
EPS (Diluted)	1.19	1.12	1.08	0.97	0.73	0.62
EPS Growth	37.17%	4.05%	10.97%	32.54%	17.48%	-1.68%
Free Cash Flow	-	3.33	-249.62	52.27	337.02	501.89
Free Cash Flow Per Share	-	0.03	-2.08	0.49	2.81	4.18
Dividend Per Share	-	0.100	0.100	0.100	0.100	0.050
Dividend Growth	-	-	-	-	100.00%	-
Operating Margin	36.01%	35.54%	45.83%	42.11%	45.63%	36.95%
Profit Margin	26.21%	26.35%	32.92%	33.51%	33.26%	27.98%
Free Cash Flow Margin	-	0.65%	-63.58%	16.88%	127.57%	187.76%
Effective Tax Rate	25.92%	25.86%	28.59%	25.81%	27.69%	27.31%
Revenue as Reported	825.46	825.46	663.58	557.35	500.53	541.09

Updated Feb 11, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.