Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
India flag India · Delayed Price · Currency is INR
2,031.00
+121.60 (6.37%)
Jul 31, 2026, 3:30 PM IST

Bajaj Finserv Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,567,6071,500,0531,323,3531,091,210808,431671,367
Revenue Growth
15.60%13.35%21.27%34.98%20.42%11.43%
Operating Income
582,318554,688479,134397,789290,113207,615
Net Income
101,44398,01088,72381,47864,17345,568
Earnings Per Share
63.1861.0055.0050.7040.0028.60
EPS Growth
7.10%10.91%8.48%26.75%39.86%1.82%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Insurance - Life Insurance
357,849342,101321,389276,731203,048174,686
Insurance - General Insurance
351,245346,499320,342272,993205,625196,121
Investments and Others
47,46936,19540,05931,89917,0419,955
Retail Financing
857,795819,895688,470549,825414,057316,404
Windmill
226239.7222.8240.8231.6293.8
Inter-Segment
-53,345-39,625-41,040-27,859-19,282-13,071
Total
1,572,6731,505,3041,329,4431,103,830820,720684,390

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
35,98635,98657,62557,65025,93640,872
Total Debt
3,614,4013,614,4012,844,7412,287,8341,676,0341,305,197
Net Cash (Debt)
-3,578,415-3,578,415-2,787,117-2,230,184-1,650,098-1,264,325
Net Cash Growth
------
Net Cash Per Share
-2227.74-2226.01-1729.35-1386.68-1028.56-794.24

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--553,014-617,504-655,020-394,795-336,700
Capital Expenditures
--10,143-13,232-9,613-7,793-6,512
Free Cash Flow
--563,157-630,736-664,633-402,589-343,212
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
37.15%36.98%36.21%36.45%35.89%30.92%
Pretax Margin
18.25%17.92%17.95%19.59%20.79%16.79%
Profit Margin
6.47%6.53%6.70%7.47%7.94%6.79%
FCF Margin
--37.54%-47.66%-60.91%-49.80%-51.12%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.3001.3001.0001.0000.8000.400
Dividend Per Share Growth
50.00%30.00%0%25.00%100.00%33.33%
Dividend Yield
0.06%0.08%0.05%0.06%0.06%0.02%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
32.1126.5736.0732.4331.4459.58
Forward PE
24.5721.0928.1724.0924.6440.78
PS Ratio
2.071.742.422.422.504.04