Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
India flag India · Delayed Price · Currency is INR
1,853.00
+16.10 (0.88%)
Nov 11, 2026, 1:00 PM IST

Bajaj Finserv Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,630,6271,500,0531,323,3531,091,210808,431671,367
Revenue Growth
17.08%13.35%21.27%34.98%20.42%11.43%
Operating Income
615,831554,688479,134397,789290,113207,615
Net Income
106,57898,01088,72381,47864,17345,568
Earnings Per Share
66.3661.0055.0050.7040.0028.60
EPS Growth
10.81%10.91%8.48%26.75%39.86%1.82%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Insurance - Life Insurance
373,568342,101321,389276,731203,048174,686
Insurance - General Insurance
358,768346,499320,342272,993205,625196,121
Investments and Others
52,80036,19540,05931,89917,0419,955
Retail Financing
903,629819,895688,470549,825414,057316,404
Windmill
234239.7222.8240.8231.6293.8
Inter-Segment
-62,484-39,625-41,040-27,859-19,282-13,071
Total
1,634,6841,505,3041,329,4431,103,830820,720684,390

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
165,67135,98657,62557,65025,93640,872
Total Debt
4,263,7853,614,4012,844,7412,287,8341,676,0341,305,197
Net Cash (Debt)
-4,098,113-3,578,415-2,787,117-2,230,184-1,650,098-1,264,325
Net Cash Growth
------
Net Cash Per Share
-2550.52-2226.01-1729.35-1386.68-1028.56-794.24

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-880,289-553,014-617,504-655,020-394,795-336,700
Capital Expenditures
-13,886-10,143-13,232-9,613-7,793-6,512
Free Cash Flow
-894,176-563,157-630,736-664,633-402,589-343,212
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
37.77%36.98%36.21%36.45%35.89%30.92%
Pretax Margin
18.64%17.92%17.95%19.59%20.79%16.79%
Profit Margin
6.54%6.53%6.70%7.47%7.94%6.79%
FCF Margin
-54.84%-37.54%-47.66%-60.91%-49.80%-51.12%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.3001.3001.0001.0000.8000.400
Dividend Per Share Growth
50.00%30.00%0%25.00%100.00%33.33%
Dividend Yield
0.07%0.08%0.05%0.06%0.06%0.02%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
27.9226.5536.0732.4331.4459.58
Forward PE
21.6721.0928.1724.0924.6440.78
PS Ratio
1.821.742.422.422.504.04