Bajaj Finserv Ltd. (NSE: BAJAJFINSV)

Bajaj Finserv Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Investments in Equity & Preferred Securities	3,885	3,828	1,073	133.7	136.7	138.2
Policy Loans	-	6,438	5,907	5,203	4,708	4,214
Other Investments	470,429	495,806	353,160	245,427	188,149	114,586
Total Investments	474,600	3,833,056	2,862,835	2,207,943	1,811,354	1,696,653
Cash & Equivalents	130,592	57,650	25,936	40,872	29,551	23,955
Reinsurance Recoverable	-	113,848	78,394	64,517	56,646	49,427
Other Receivables	3,742,257	93,805	60,498	55,243	52,291	53,157
Separate Account Assets	1,378,185	1,183,862	954,850	907,097	800,716	641,075
Property, Plant & Equipment	39,471	38,272	29,372	23,653	21,031	21,690
Goodwill	8,025	6,893	6,893	6,893	6,893	6,893
Other Intangible Assets	13,751	11,287	8,659	6,082	4,788	3,647
Restricted Cash	-	1,146	1,242	445.3	425	1,297
Other Current Assets	10,367	16,744	8,335	2,420	2,050	3,024
Long-Term Deferred Tax Assets	11,759	10,282	10,236	9,512	9,459	8,855
Other Long-Term Assets	202,944	12,451	7,842	12,512	6,440	4,169
Total Assets	6,011,950	5,379,296	4,055,092	3,337,190	2,801,643	2,513,842
Accounts Payable	68,090	31,082	36,463	30,974	23,014	18,136
Accrued Expenses	-	19,653	10,908	10,192	7,229	6,604
Insurance & Annuity Liabilities	1,321,591	1,182,801	941,017	855,935	752,301	587,730
Unearned Premiums	-	30,518	23,920	20,209	17,463	16,763
Reinsurance Payable	-	23,080	13,762	7,674	17,530	12,184
Current Portion of Long-Term Debt	-	291,575	239,674	121,019	67,163	81,988
Short-Term Debt	-	345,922	155,850	176,858	147,044	105,567
Current Income Taxes Payable	17,414	4,275	3,866	3,124	5,683	4,436
Long-Term Debt	2,511,798	1,637,004	1,272,274	1,000,672	808,276	865,630
Long-Term Leases	13,641	13,338	8,237	6,648	5,478	6,057
Long-Term Deferred Tax Liabilities	8,155	5,145	1,080	3,058	3,196	800.4
Other Current Liabilities	624.8	364,309	308,571	256,213	210,057	169,725
Other Long-Term Liabilities	879,318	388,736	260,936	179,719	153,036	128,799
Total Liabilities	4,820,631	4,341,538	3,279,111	2,673,990	2,218,703	2,005,228
Common Stock	1,595	1,594	1,593	795.7	795.7	795.7
Additional Paid-In Capital	-	143,997	96,765	96,119	94,252	93,557
Retained Earnings	-	439,947	364,897	301,307	256,782	212,332
Treasury Stock	-	-1,043	-1,175	-1,200	-1,842	-2,002
Comprehensive Income & Other	681,655	18,792	1,994	5,446	8,313	8,329
Total Common Equity	683,250	603,286	464,073	402,468	358,300	313,013
Minority Interest	508,069	434,472	311,907	260,731	224,640	195,602
Shareholders' Equity	1,191,319	1,037,759	775,981	663,199	582,940	508,614
Total Liabilities & Equity	6,011,950	5,379,296	4,055,092	3,337,190	2,801,643	2,513,842
Filing Date Shares Outstanding	1,593	1,594	1,593	1,591	1,591	1,591
Total Common Shares Outstanding	1,593	1,594	1,593	1,591	1,591	1,591
Total Debt	2,525,439	2,287,838	1,676,034	1,305,197	1,027,961	1,059,241
Net Cash (Debt)	-2,394,848	-2,230,188	-1,650,098	-1,264,325	-998,411	-1,035,286
Net Cash Per Share	-1489.13	-1386.68	-1028.56	-794.24	-627.27	-650.41
Book Value Per Share	428.88	378.44	291.39	252.91	225.15	196.69
Tangible Book Value	661,474	585,106	448,521	389,493	346,619	302,472
Tangible Book Value Per Share	415.21	367.04	281.62	244.75	217.81	190.07
Land	-	6,745	6,727	4,755	3,253	3,120
Buildings	-	7,942	7,693	7,559	7,476	7,501
Machinery	-	25,385	19,489	15,972	14,776	14,553
Construction In Progress	-	821.2	618.4	536.4	495.7	132
Leasehold Improvements	-	3,455	3,205	3,091	2,726	2,545

Source: S&P Capital IQ. Insurance template. Financial Sources.