Bajaj Finance Limited (NSE:BAJFINANCE)
1,019.00
-20.80 (-2.00%)
Jul 24, 2026, 3:30 PM IST
Bajaj Finance Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 439,399 | 439,399 | 370,010 | 316,688 | 256,687 | 170,910 |
Revenue Growth | 18.75% | 18.75% | 16.84% | 23.38% | 50.19% | 50.96% |
Operating Income Operating Income Growth | 260,810 | 260,810 | 220,714 | 193,145 | 155,262 | 95,038 |
Net Income Net Income Growth | 190,174 | 190,174 | 166,378 | 144,512 | 115,077 | 70,282 |
Earnings Per Share EPS Growth | 30.51 | 30.51 | 26.82 | 23.60 | 18.96 | 11.58 |
EPS Growth | 13.76% | 13.76% | 13.65% | 24.48% | 63.72% | 58.62% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Income Interest Income Growth | 727,760 | 727,760 | 611,636 | 483,066 | 355,486 | 272,772 |
Fees and Commission Income Fees and Commission Income Growth | 77,544 | 77,544 | 59,828 | 52,672 | 43,524 | 30,673 |
Net Gain on Fair Value Changes Net Gain on Fair Value Changes Growth | 4,712 | 4,712 | 5,390 | 3,083 | 3,343 | 3,277 |
Sale of Services Sale of Services Growth | 157.1 | 157.1 | 271.3 | 499.7 | 381.8 | 749.6 |
Income on Derecognized Loans Income on Derecognized Loans Growth | 4,655 | 4,655 | 5,520 | 133.3 | 231.7 | - |
Other Operating Income Other Operating Income Growth | 8,393 | 4,996 | 5,411 | 10,285 | 11,103 | 8,933 |
Other Income Other Income Growth | 71.2 | 71.2 | 412.7 | 86.2 | 81 | 76 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 47,411 | 47,411 | 106,489 | 83,311 | 82,233 | 49,667 |
Total Debt Total Debt Growth | 3,683,092 | 3,683,092 | 2,910,303 | 2,342,962 | 1,726,163 | 1,350,275 |
Net Cash (Debt) Net Cash Growth | -3,635,681 | -3,635,681 | -2,803,814 | -2,259,651 | -1,643,931 | -1,300,608 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -583.20 | -583.20 | -451.97 | -368.99 | -270.81 | -214.28 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -657,898 | -657,898 | -677,916 | -698,433 | -421,118 | -370,899 |
Capital Expenditures CapEx Growth | -5,600 | -5,600 | -5,841 | -6,036 | -4,859 | -3,756 |
Free Cash Flow Free Cash Flow Growth | -663,498 | -663,498 | -683,757 | -704,469 | -425,977 | -374,655 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 59.36% | 59.36% | 59.65% | 60.99% | 60.49% | 55.61% |
Pretax Margin | 58.75% | 58.75% | 59.67% | 60.97% | 60.49% | 55.61% |
Profit Margin | 43.28% | 43.28% | 44.97% | 45.63% | 44.83% | 41.12% |
FCF Margin | -151.00% | -151.00% | -184.79% | -222.45% | -165.95% | -219.21% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 6.000 | 5.400 | 4.400 | 3.600 | 3.000 | 2.000 |
Dividend Per Share Growth | 7.14% | 22.73% | 22.22% | 20.00% | 50.00% | 100.00% |
Dividend Yield | 0.58% | 0.68% | 0.50% | 0.51% | 0.55% | 0.28% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 33.20 | 26.18 | 33.36 | 30.94 | 29.44 | 62.54 |
Forward PE | 25.14 | 20.45 | 27.52 | 27.10 | 26.04 | 43.88 |
PS Ratio | 14.33 | 11.33 | 15.00 | 14.12 | 13.20 | 25.72 |