Bajaj Finance Limited (NSE:BAJFINANCE)
India flag India · Delayed Price · Currency is INR
1,019.00
-20.80 (-2.00%)
Jul 24, 2026, 3:30 PM IST

Bajaj Finance Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
439,399439,399370,010316,688256,687170,910
Revenue Growth
18.75%18.75%16.84%23.38%50.19%50.96%
Operating Income
260,810260,810220,714193,145155,26295,038
Net Income
190,174190,174166,378144,512115,07770,282
Earnings Per Share
30.5130.5126.8223.6018.9611.58
EPS Growth
13.76%13.76%13.65%24.48%63.72%58.62%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Interest Income
727,760727,760611,636483,066355,486272,772
Fees and Commission Income
77,54477,54459,82852,67243,52430,673
Net Gain on Fair Value Changes
4,7124,7125,3903,0833,3433,277
Sale of Services
157.1157.1271.3499.7381.8749.6
Income on Derecognized Loans
4,6554,6555,520133.3231.7-
Other Operating Income
8,3934,9965,41110,28511,1038,933
Other Income
71.271.2412.786.28176

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
47,41147,411106,48983,31182,23349,667
Total Debt
3,683,0923,683,0922,910,3032,342,9621,726,1631,350,275
Net Cash (Debt)
-3,635,681-3,635,681-2,803,814-2,259,651-1,643,931-1,300,608
Net Cash Growth
------
Net Cash Per Share
-583.20-583.20-451.97-368.99-270.81-214.28

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-657,898-657,898-677,916-698,433-421,118-370,899
Capital Expenditures
-5,600-5,600-5,841-6,036-4,859-3,756
Free Cash Flow
-663,498-663,498-683,757-704,469-425,977-374,655
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
59.36%59.36%59.65%60.99%60.49%55.61%
Pretax Margin
58.75%58.75%59.67%60.97%60.49%55.61%
Profit Margin
43.28%43.28%44.97%45.63%44.83%41.12%
FCF Margin
-151.00%-151.00%-184.79%-222.45%-165.95%-219.21%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
6.0005.4004.4003.6003.0002.000
Dividend Per Share Growth
7.14%22.73%22.22%20.00%50.00%100.00%
Dividend Yield
0.58%0.68%0.50%0.51%0.55%0.28%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
33.2026.1833.3630.9429.4462.54
Forward PE
25.1420.4527.5227.1026.0443.88
PS Ratio
14.3311.3315.0014.1213.2025.72