Bajaj Finance Limited (NSE:BAJFINANCE)

Bajaj Finance Statistics

Total Valuation

Bajaj Finance has a market cap or net worth of INR 5.85 trillion.

Market Cap	5.85T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	May 30, 2025

Share Statistics

Bajaj Finance has 6.21 billion shares outstanding. The number of shares has increased by 1.30% in one year.

Current Share Class	6.21B
Shares Outstanding	6.21B
Shares Change (YoY)	+1.30%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	0.20%
Owned by Institutions (%)	22.59%
Float	2.60B

Valuation Ratios

The trailing PE ratio is 35.12 and the forward PE ratio is 27.95. Bajaj Finance's PEG ratio is 1.14.

PE Ratio	35.12
Forward PE	27.95
PS Ratio	15.80
PB Ratio	5.91
P/TBV Ratio	6.12
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.14

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.47, with a Debt / Equity ratio of 2.94.

Current Ratio	2.47
Quick Ratio	2.39
Debt / Equity	2.94
Debt / EBITDA	n/a
Debt / FCF	-4.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.11%.

Return on Equity (ROE)	19.11%
Return on Assets (ROA)	3.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.78M
Profits Per Employee	2.60M
Employee Count	64,092
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, Bajaj Finance has paid 53.00 billion in taxes.

Income Tax	53.00B
Effective Tax Rate	24.00%

Stock Price Statistics

The stock price has increased by +33.60% in the last 52 weeks. The beta is 0.54, so Bajaj Finance's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+33.60%
50-Day Moving Average	923.94
200-Day Moving Average	812.09
Relative Strength Index (RSI)	55.67
Average Volume (20 Days)	7,284,577

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bajaj Finance had revenue of INR 370.20 billion and earned 166.38 billion in profits. Earnings per share was 26.82.

Revenue	370.20B
Gross Profit	344.22B
Operating Income	220.71B
Pretax Income	220.80B
Net Income	166.38B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	26.82

Balance Sheet

The company has 106.49 billion in cash and 2.91 trillion in debt, giving a net cash position of -2,803.81 billion or -451.64 per share.

Cash & Cash Equivalents	106.49B
Total Debt	2.91T
Net Cash	-2,803.81B
Net Cash Per Share	-451.64
Equity (Book Value)	989.37B
Book Value Per Share	155.75
Working Capital	2.59T

Cash Flow

In the last 12 months, operating cash flow was -681.54 billion and capital expenditures -5.84 billion, giving a free cash flow of -687.39 billion.

Operating Cash Flow	-681.54B
Capital Expenditures	-5.84B
Free Cash Flow	-687.39B
FCF Per Share	-110.72

Margins

Gross margin is 92.98%, with operating and profit margins of 59.62% and 44.94%.

Gross Margin	92.98%
Operating Margin	59.62%
Pretax Margin	59.64%
Profit Margin	44.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.40, which amounts to a dividend yield of 0.48%.

Dividend Per Share	4.40
Dividend Yield	0.48%
Dividend Growth (YoY)	55.56%
Years of Dividend Growth	3
Payout Ratio	13.37%
Buyback Yield	-1.30%
Shareholder Yield	-0.82%
Earnings Yield	2.85%
FCF Yield	-11.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 16, 2025. It was a forward split with a ratio of 10.

Last Split Date	Jun 16, 2025
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	3