Bajaj Finance Limited (NSE:BAJFINANCE)

Bajaj Finance Statistics

Total Valuation

Bajaj Finance has a market cap or net worth of INR 5.87 trillion.

Market Cap	5.87T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, February 3, 2026.

Earnings Date	Feb 3, 2026
Ex-Dividend Date	n/a

Share Statistics

Bajaj Finance has 6.21 billion shares outstanding. The number of shares has increased by 0.50% in one year.

Current Share Class	6.21B
Shares Outstanding	6.21B
Shares Change (YoY)	+0.50%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	22.96%
Float	2.64B

Valuation Ratios

The trailing PE ratio is 32.14 and the forward PE ratio is 24.23. Bajaj Finance's PEG ratio is 1.07.

PE Ratio	32.14
Forward PE	24.23
PS Ratio	14.45
PB Ratio	5.56
P/TBV Ratio	5.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.07

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.34, with a Debt / Equity ratio of 3.10.

Current Ratio	6.34
Quick Ratio	6.34
Debt / Equity	3.10
Debt / EBITDA	n/a
Debt / FCF	-5.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.09%.

Return on Equity (ROE)	19.09%
Return on Assets (ROA)	3.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.34M
Profits Per Employee	2.86M
Employee Count	64,092
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, Bajaj Finance has paid 58.22 billion in taxes.

Income Tax	58.22B
Effective Tax Rate	23.87%

Stock Price Statistics

The stock price has increased by +32.28% in the last 52 weeks. The beta is 0.15, so Bajaj Finance's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+32.28%
50-Day Moving Average	1,006.94
200-Day Moving Average	955.27
Relative Strength Index (RSI)	30.09
Average Volume (20 Days)	6,251,244

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bajaj Finance had revenue of INR 406.39 billion and earned 183.01 billion in profits. Earnings per share was 29.43.

Revenue	406.39B
Gross Profit	376.22B
Operating Income	243.82B
Pretax Income	243.89B
Net Income	183.01B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	29.43

Balance Sheet

The company has 128.01 billion in cash and 3.28 trillion in debt, with a net cash position of -3,148.63 billion or -507.18 per share.

Cash & Cash Equivalents	128.01B
Total Debt	3.28T
Net Cash	-3,148.63B
Net Cash Per Share	-507.18
Equity (Book Value)	1.06T
Book Value Per Share	166.19
Working Capital	3.94T

Cash Flow

In the last 12 months, operating cash flow was -649.07 billion and capital expenditures -5.47 billion, giving a free cash flow of -654.54 billion.

Operating Cash Flow	-649.07B
Capital Expenditures	-5.47B
Free Cash Flow	-654.54B
FCF Per Share	-105.43

Margins

Gross margin is 92.58%, with operating and profit margins of 60.00% and 45.03%.

Gross Margin	92.58%
Operating Margin	60.00%
Pretax Margin	60.01%
Profit Margin	45.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.40, which amounts to a dividend yield of 0.47%.

Dividend Per Share	4.40
Dividend Yield	0.47%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	18.99%
Buyback Yield	-0.50%
Shareholder Yield	-0.04%
Earnings Yield	3.12%
FCF Yield	-11.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 16, 2025. It was a forward split with a ratio of 10.

Last Split Date	Jun 16, 2025
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	3