Capital Trust Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	331.89	609.51	337.75	410.04	789.11	916.61
Total Interest Expense	129.45	172.49	93.83	198.83	303.17	316.36
Net Interest Income	202.44	437.03	243.92	211.21	485.94	600.25
Commissions and Fees	99.33	242.34	243.5	262.96	73.41	42.8
Other Revenue	98.63	101.01	204.28	193.13	192.47	179.58
Revenue Before Loan Losses	400.39	780.38	691.7	667.31	751.81	822.62
Provision for Loan Losses	162.62	20.51	0.93	481.05	198.63	352.7
Revenue	237.78	759.87	690.77	186.25	553.18	469.92
Revenue Growth (YoY)	-69.59%	10.00%	270.88%	-66.33%	17.72%	-52.83%
Salaries & Employee Benefits	299.09	409.65	367.18	377.48	384.13	393.44
Cost of Services Provided	52.13	50.44	53.63	83.19	57.93	65.19
Other Operating Expenses	244.54	286.06	247	337.27	251.98	149.8
Total Operating Expenses	600.25	750.78	672.04	802.51	699.01	768.01
Operating Income	-362.47	9.1	18.73	-616.26	-145.83	-298.09
EBT Excluding Unusual Items	-361.11	10.46	20.65	-613.61	-145.38	-296.92
Other Unusual Items	-3.38	5.77	8.35	-	4.4	-
Pretax Income	-364.51	16.21	28.81	-613.27	-141.73	-293.78
Income Tax Expense	-78.99	5.1	7.35	-156.85	-33.52	-57.53
Net Income	-285.52	11.11	21.46	-456.41	-108.21	-236.25
Net Income to Common	-285.52	11.11	21.46	-456.41	-108.21	-236.25
Net Income Growth	-	-48.24%	-	-	-	-
Shares Outstanding (Basic)	19	17	16	16	16	16
Shares Outstanding (Diluted)	19	17	16	16	16	16
Shares Change (YoY)	14.23%	2.58%	-	-	-	-
EPS (Basic)	-15.05	0.67	1.32	-28.14	-6.67	-14.57
EPS (Diluted)	-15.05	0.67	1.32	-28.14	-6.67	-14.57
EPS Growth	-	-49.41%	-	-	-	-
Free Cash Flow	-	-200.42	196.03	741.05	155.27	176.44
Free Cash Flow Per Share	-	-12.05	12.09	45.70	9.57	10.88
Operating Margin	-152.44%	1.20%	2.71%	-330.87%	-26.36%	-63.43%
Profit Margin	-120.08%	1.46%	3.11%	-245.05%	-19.56%	-50.27%
Free Cash Flow Margin	-	-26.38%	28.38%	397.88%	28.07%	37.55%
Effective Tax Rate	-	31.46%	25.51%	-	-	-
Revenue as Reported	536.98	960	795.83	869.14	1,060	1,146

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.