Central Bank of India (NSE:CENTRALBK)

Central Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	343,303	337,974	308,489	256,571	229,033	228,295
Interest Paid on Deposits	202,500	198,297	178,824	139,051	133,609	145,430
Net Interest Income	138,039	139,678	129,666	117,520	95,425	82,866
Net Interest Income Growth (YoY)	3.52%	7.72%	10.33%	23.16%	15.16%	8.02%
Gain (Loss) on Sale of Assets	-243.97	-243.97	-146.64	-13.4	91	-209.96
Gain (Loss) on Sale of Investments	11,928	11,928	7,098	2,762	2,141	13,290
Other Non-Interest Income	53,225	47,021	40,179	38,097	27,443	18,028
Total Non-Interest Income	64,909	58,705	47,131	40,845	29,675	31,108
Non-Interest Income Growth (YoY)	31.92%	24.56%	15.39%	37.64%	-4.61%	-14.12%
Revenues Before Loan Losses	202,947	198,383	176,796	158,365	125,100	113,973
Provision for Loan Losses	36,864	43,573	48,287	53,172	41,684	54,772
Revenue	166,084	154,810	128,509	105,193	83,416	59,201
Revenue Growth (YoY)	27.27%	20.47%	22.16%	26.11%	40.90%	1.87%
Salaries and Employee Benefits	73,563	72,348	63,258	56,157	44,821	41,502
Occupancy Expenses	14,387	14,387	12,456	10,620	9,421	9,047
Amortization of Goodwill & Intangibles	-	-	-	-	-	4,381
Selling, General & Administrative	2,707	2,707	2,252	2,082	1,856	1,846
Other Non-Interest Expense	27,441	27,189	24,783	20,240	16,673	11,210
Total Non-Interest Expense	117,184	115,378	101,743	88,309	72,586	69,150
EBT Excluding Unusual Items	48,900	39,432	26,766	16,884	10,830	-9,949
Other Unusual Items	848.5	-	-	-	-	-
Pretax Income	49,749	39,432	26,766	16,884	10,830	-9,949
Earnings From Continuing Operations	42,827	39,432	26,766	16,884	10,830	-9,949
Minority Interest in Earnings	-89.04	-90.04	-89.36	-96.15	-71.59	-52.23
Net Income	42,738	39,342	26,677	16,788	10,758	-10,001
Net Income to Common	42,738	39,342	26,677	16,788	10,758	-10,001
Net Income Growth	37.19%	47.48%	58.91%	56.05%	-	-
Basic Shares Outstanding	8,780	8,685	8,681	8,681	8,235	5,794
Diluted Shares Outstanding	8,780	8,685	8,681	8,681	8,235	5,794
Shares Change (YoY)	1.26%	0.05%	-	5.41%	42.14%	24.17%
EPS (Basic)	4.87	4.53	3.07	1.93	1.31	-1.73
EPS (Diluted)	4.87	4.53	3.07	1.93	1.31	-1.73
EPS Growth	35.61%	47.55%	59.07%	47.74%	-	-
Dividend Per Share	-	0.188	-	-	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.