Central Bank of India (NSE:CENTRALBK)

Central Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	329,429	308,489	256,571	229,033	228,295	236,756
Interest Income on Investments	5,725	-	-	-	-	-
Total Interest Income	335,154	308,489	256,571	229,033	228,295	236,756
Interest Paid on Deposits	194,026	178,824	139,051	133,609	145,430	160,046
Total Interest Expense	194,026	178,824	139,051	133,609	145,430	160,046
Net Interest Income	141,128	129,666	117,520	95,425	82,866	76,710
Net Interest Income Growth (YoY)	9.11%	10.33%	23.15%	15.16%	8.02%	12.58%
Gain (Loss) on Sale of Assets	-146.64	-146.64	-13.4	91	-209.96	-224.13
Gain (Loss) on Sale of Investments	7,098	7,098	2,762	2,141	13,290	12,149
Other Non-Interest Income	47,156	40,179	38,097	27,443	18,028	24,299
Total Non-Interest Income	54,108	47,131	40,845	29,675	31,108	36,224
Non-Interest Income Growth (YoY)	13.33%	15.39%	37.64%	-4.61%	-14.12%	49.91%
Revenues Before Loan Losses	195,236	176,796	158,365	125,100	113,973	112,934
Provision for Loan Losses	45,745	48,287	53,172	41,684	54,772	54,817
Revenue	149,491	128,509	105,193	83,416	59,201	58,117
Revenue Growth (YoY)	16.57%	22.16%	26.11%	40.90%	1.87%	1185.58%
Salaries and Employee Benefits	70,710	63,258	56,157	44,821	41,502	42,259
Occupancy Expenses	12,456	12,456	10,620	9,421	9,047	8,854
Amortization of Goodwill & Intangibles	-	-	-	-	4,381	-
Selling, General & Administrative	2,252	2,252	2,082	1,856	1,846	1,973
Other Non-Interest Expense	27,512	24,783	20,240	16,673	11,210	16,304
Total Non-Interest Expense	112,264	101,743	88,309	72,586	69,150	70,638
EBT Excluding Unusual Items	37,227	26,766	16,884	10,830	-9,949	-12,521
Pretax Income	37,227	26,766	16,884	10,830	-9,949	-12,521
Income Tax Expense	685.5	-	-	-	-	-
Earnings From Continuing Operations	36,542	26,766	16,884	10,830	-9,949	-12,521
Minority Interest in Earnings	-82.56	-89.36	-96.15	-71.59	-52.23	-36.41
Net Income	36,459	26,677	16,788	10,758	-10,001	-12,557
Net Income to Common	36,459	26,677	16,788	10,758	-10,001	-12,557
Net Income Growth	49.28%	58.91%	56.05%	-	-	-
Basic Shares Outstanding	8,672	8,681	8,681	8,235	5,794	4,666
Diluted Shares Outstanding	8,672	8,681	8,681	8,235	5,794	4,666
Shares Change (YoY)	-0.02%	-	5.41%	42.14%	24.17%	66.97%
EPS (Basic)	4.20	3.07	1.93	1.31	-1.73	-2.69
EPS (Diluted)	4.20	3.07	1.93	1.31	-1.73	-2.69
EPS Growth	49.40%	59.07%	47.74%	-	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.