Central Bank of India (NSE: CENTRALBK)

Central Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	324,230	308,489	256,571	229,033	228,295	236,756
Interest Income on Investments	3,925	-	-	-	-	-
Total Interest Income	328,155	308,489	256,571	229,033	228,295	236,756
Interest Paid on Deposits	190,909	178,824	139,051	133,609	145,430	160,046
Total Interest Expense	190,909	178,824	139,051	133,609	145,430	160,046
Net Interest Income	137,246	129,666	117,520	95,425	82,866	76,710
Net Interest Income Growth (YoY)	5.03%	10.33%	23.15%	15.16%	8.02%	12.58%
Gain (Loss) on Sale of Assets	-146.64	-146.64	-13.4	91	-209.96	-224.13
Gain (Loss) on Sale of Investments	7,098	7,098	2,762	2,141	13,290	12,149
Other Non-Interest Income	48,125	40,179	38,097	27,443	18,028	24,299
Total Non-Interest Income	55,076	47,131	40,845	29,675	31,108	36,224
Non-Interest Income Growth (YoY)	26.19%	15.39%	37.64%	-4.61%	-14.12%	49.91%
Revenues Before Loan Losses	192,322	176,796	158,365	125,100	113,973	112,934
Provision for Loan Losses	48,360	48,287	53,172	41,684	54,772	54,817
Revenue	143,962	128,509	105,193	83,416	59,201	58,117
Revenue Growth (YoY)	16.39%	22.16%	26.11%	40.90%	1.87%	1185.58%
Salaries and Employee Benefits	69,415	63,258	56,157	44,821	41,502	42,259
Occupancy Expenses	12,456	12,456	10,620	9,421	9,047	8,854
Amortization of Goodwill & Intangibles	-	-	-	-	4,381	-
Selling, General & Administrative	2,252	2,252	2,082	1,856	1,846	1,973
Other Non-Interest Expense	26,233	24,783	20,240	16,673	11,210	16,304
Total Non-Interest Expense	109,566	101,743	88,309	72,586	69,150	70,638
EBT Excluding Unusual Items	34,396	26,766	16,884	10,830	-9,949	-12,521
Pretax Income	34,396	26,766	16,884	10,830	-9,949	-12,521
Income Tax Expense	135.7	-	-	-	-	-
Earnings From Continuing Operations	34,260	26,766	16,884	10,830	-9,949	-12,521
Minority Interest in Earnings	-89.96	-89.36	-96.15	-71.59	-52.23	-36.41
Net Income	34,170	26,677	16,788	10,758	-10,001	-12,557
Net Income to Common	34,170	26,677	16,788	10,758	-10,001	-12,557
Net Income Growth	56.64%	58.91%	56.05%	-	-	-
Basic Shares Outstanding	8,692	8,681	8,681	8,235	5,794	4,666
Diluted Shares Outstanding	8,692	8,681	8,681	8,235	5,794	4,666
Shares Change (YoY)	0.09%	-	5.41%	42.14%	24.17%	66.97%
EPS (Basic)	3.93	3.07	1.93	1.31	-1.73	-2.69
EPS (Diluted)	3.93	3.07	1.93	1.31	-1.73	-2.69
EPS Growth	56.62%	59.07%	47.74%	-	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.