Central Bank of India (NSE:CENTRALBK)

Central Bank of India Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	45,817	39,342	26,677	16,788	10,758	-10,001
Depreciation & Amortization	5,847	5,576	4,998	3,860	2,968	2,925
Gain (Loss) on Sale of Assets	231.3	244	146.6	13.4	-91	210
Gain (Loss) on Sale of Investments	-7,442	-10,640	-2,673	2,141	3,689	3,997
Provision for Credit Losses	25,699	34,060	34,474	42,183	28,837	54,743
Change in Income Taxes	9,528	8,051	-2,586	-3,078	2,777	16,336
Change in Other Net Operating Assets	-567,674	-391,200	-394,369	-324,820	-43,764	-246,115
Other Operating Activities	13,687	12,668	16,576	8,944	9,230	-3,400
Operating Cash Flow	-474,307	-301,898	-316,756	-253,969	14,403	-181,305
Capital Expenditures	-4,111	-4,552	-5,873	-2,123	-1,578	-2,052
Sale of Property, Plant and Equipment	31.3	44.4	30.2	36.2	243.8	27.2
Investing Cash Flow	-4,079	-4,508	-5,842	-2,087	-1,334	-2,025
Issuance of Common Stock	15,000	15,000	-	-	-	50,550
Common Dividends Paid	-3,508	-	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	525,720	277,302	257,657	166,106	128,363	161,272
Financing Cash Flow	537,213	292,302	257,657	166,106	128,363	211,822
Net Cash Flow	58,827	-14,104	-64,941	-89,950	141,432	28,492
Free Cash Flow	-478,417	-306,451	-322,628	-256,092	12,825	-183,357
Free Cash Flow Margin	-287.85%	-197.95%	-251.05%	-243.45%	15.38%	-309.72%
Free Cash Flow Per Share	-53.96	-35.28	-37.16	-29.50	1.56	-31.65
Cash Income Tax Paid	-	-8,051	2,586	3,078	-2,777	-16,336

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.