Capital India Finance Limited (NSE:CIFL)
India flag India · Delayed Price · Currency is INR
18.50
+0.37 (2.04%)
Nov 11, 2026, 2:57 PM IST

Capital India Finance Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
5,2485,2505,4396,7916,4905,252
Revenue Growth
-9.40%-3.47%-19.91%4.64%23.57%67.22%
Gross Profit
3,2552,8982,9413,5192,8113,173
Operating Income
174.91110.98566.64876.5538.39336.63
Net Income
-55.99388.9115.48116.48-415.71-27.68
Earnings Per Share
-0.140.97-0.230.30-1.07-0.07
EPS Growth
------

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Lending Business
2,2062,0431,7902,3111,8511,475
Prepaid Payment Instrument Business
2,8913,0333,4434,1254,3943,741
Forex Business
254.19249.28268.29444.31324.66104.62
Others
3.473.280.8---
Total
5,3555,3285,5026,8806,5695,321

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
2,1524,7482,5912,7253,0163,261
Total Debt
9,06910,06410,4019,2749,3857,635
Net Cash (Debt)
-6,917-5,316-7,810-6,549-6,369-4,374
Net Cash Growth
------
Net Cash Per Share
-17.06-13.25-19.70-16.66-16.39-11.25

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-2,949-2,541-933.111,206-231.23-3,134
Capital Expenditures
-44.95-54.56-104.07-215.33-511.65-350.61
Free Cash Flow
-2,994-2,595-1,037990.28-742.88-3,485
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
62.02%55.20%54.07%51.81%43.31%60.41%
Operating Margin
3.33%2.11%10.42%12.91%0.59%6.41%
Pretax Margin
-3.56%7.05%-2.19%0.19%-13.16%-3.34%
Profit Margin
-1.07%7.41%0.29%1.71%-6.40%-0.53%
FCF Margin
-57.06%-49.43%-19.07%14.58%-11.45%-66.35%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
0.020-0.0200.1000.0200.020
Dividend Per Share Growth
0%--80.00%400.00%0%0%
Dividend Yield
0.11%-0.07%0.38%0.11%0.08%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
-20.84766.6588.09--
P/FCF Ratio
---10.36--
PS Ratio
1.351.542.181.511.081.85