CSB Bank Limited (NSE:CSBBANK)

CSB Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	6,210	5,938	5,668	5,474	4,585	2,184
Depreciation & Amortization	854.37	763.87	555.54	431.6	379.89	407.65
Gain (Loss) on Sale of Assets	-6.5	2.6	-11.02	2.98	-3.85	3.22
Gain (Loss) on Sale of Investments	-4.32	13.48	-31.15	187.93	236.68	231.23
Provision for Credit Losses	331.34	266.24	133.12	148.01	85.9	1,157
Change in Other Net Operating Assets	-92,439	-132,499	-41,100	-27,811	-25,589	-26,366
Other Operating Activities	2,259	1,435	406.49	457.87	1,171	2,628
Operating Cash Flow	-82,676	-123,982	-34,300	-21,060	-19,008	-19,756
Capital Expenditures	-2,741	-3,002	-1,184	-752.06	-564.66	-565.41
Sale of Property, Plant and Equipment	36.91	8.21	27.22	2.51	4.89	3.2
Investment in Securities	-11,417	22,033	-13,235	-6,494	1,869	-11,752
Investing Cash Flow	-14,120	19,039	-14,392	-7,243	1,309	-12,314
Long-Term Debt Issued	-	37,889	9,744	-	5,813	6,319
Long-Term Debt Repaid	-	-	-	-12,242	-	-
Net Debt Issued (Repaid)	19,797	37,889	9,744	-12,242	5,813	6,319
Issuance of Common Stock	-	-	-	-	-	4.42
Net Increase (Decrease) in Deposit Accounts	78,113	71,427	52,130	43,175	10,483	33,494
Financing Cash Flow	97,910	109,316	61,874	30,933	16,295	39,817
Net Cash Flow	1,114	4,373	13,182	2,629	-1,403	7,747
Free Cash Flow	-85,416	-126,984	-35,484	-21,812	-19,572	-20,321
Free Cash Flow Margin	-335.85%	-543.24%	-173.75%	-130.14%	-139.74%	-181.11%
Free Cash Flow Per Share	-492.39	-731.96	-204.54	-125.73	-112.82	-117.12
Cash Income Tax Paid	2,202	2,191	2,215	1,730	1,081	-60.58

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.