CSB Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	6,332	5,938	5,668	5,474	4,585
Depreciation & Amortization	1,073	763.87	555.54	431.6	379.89
Gain (Loss) on Sale of Assets	-5.1	2.6	-11.02	2.98	-3.85
Gain (Loss) on Sale of Investments	27	13.48	-31.15	187.93	236.68
Provision for Credit Losses	348.8	266.24	133.12	148.01	85.9
Change in Other Net Operating Assets	-87,033	-132,499	-41,100	-27,811	-25,589
Other Operating Activities	2,162	1,435	406.49	457.87	1,171
Operating Cash Flow	-76,981	-123,982	-34,300	-21,060	-19,008
Capital Expenditures	-1,914	-3,002	-1,184	-752.06	-564.66
Sale of Property, Plant and Equipment	34.3	8.21	27.22	2.51	4.89
Investment in Securities	-6,020	22,033	-13,235	-6,494	1,869
Investing Cash Flow	-7,899	19,039	-14,392	-7,243	1,309
Long-Term Debt Issued	16,082	37,889	9,744	-	5,813
Long-Term Debt Repaid	-	-	-	-12,242	-
Net Debt Issued (Repaid)	16,082	37,889	9,744	-12,242	5,813
Net Increase (Decrease) in Deposit Accounts	73,844	71,427	52,130	43,175	10,483
Financing Cash Flow	89,926	109,316	61,874	30,933	16,295
Net Cash Flow	5,046	4,373	13,182	2,629	-1,403
Free Cash Flow	-78,895	-126,984	-35,484	-21,812	-19,572
Free Cash Flow Margin	-296.30%	-543.24%	-173.75%	-130.14%	-139.74%
Free Cash Flow Per Share	-454.79	-731.96	-204.54	-125.73	-112.82
Cash Income Tax Paid	-	2,191	2,215	1,730	1,081

Source: S&P Global Market Intelligence. Banks template. Financial Sources.