Dar Credit & Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	498.93	403.04	322.25	247.93	244.68
Total Interest Expense	208.94	194.55	144.42	119.46	120.15
Net Interest Income	290	208.5	177.83	128.47	124.53
Gain (Loss) on Sale of Investments	0.18	6.56	2.36	0.76	0.03
Other Revenue	0.44	0.18	3.05	3.36	5.88
Revenue Before Loan Losses	290.62	215.24	183.24	132.58	130.44
Revenue	290.62	215.24	183.24	132.58	130.44
Revenue Growth (YoY)	35.02%	17.46%	38.21%	1.64%	-4.07%
Salaries & Employee Benefits	86.13	62.65	47.54	38.5	38.56
Cost of Services Provided	2.09	1.88	4.5	3.51	4.85
Other Operating Expenses	63.11	54.89	74.84	49.43	46.34
Total Operating Expenses	161.39	127.94	134.35	98.4	95.25
Operating Income	129.23	87.29	48.88	34.19	35.19
Currency Exchange Gain (Loss)	-	-	-0	-0	-
EBT Excluding Unusual Items	129.23	87.3	48.88	34.18	35.19
Gain (Loss) on Sale of Investments	-	-	-	-	-0
Pretax Income	129.23	90.5	48.83	36.55	35.49
Income Tax Expense	27.94	20.06	11.93	9.33	9.91
Net Income	101.3	70.44	36.9	27.22	25.58
Net Income to Common	101.3	70.44	36.9	27.22	25.58
Net Income Growth	43.80%	90.92%	35.58%	6.41%	-25.77%
Shares Outstanding (Basic)	-	10	10	10	10
Shares Outstanding (Diluted)	-	10	10	10	10
EPS (Basic)	-	7.04	3.69	2.72	2.56
EPS (Diluted)	-	7.04	3.69	2.72	2.56
EPS Growth	-	90.92%	35.65%	6.35%	-25.77%
Free Cash Flow	-295.24	262.36	-211.65	-59.94	100.32
Free Cash Flow Per Share	-	26.24	-21.16	-5.99	10.03
Dividend Per Share	-	0.500	0.500	0.500	0.500
Operating Margin	44.47%	40.56%	26.68%	25.78%	26.98%
Profit Margin	34.86%	32.73%	20.14%	20.53%	19.61%
Free Cash Flow Margin	-101.59%	121.89%	-115.50%	-45.21%	76.91%
Effective Tax Rate	21.62%	22.17%	24.43%	25.53%	27.93%
Revenue as Reported	500.51	413.93	-	255.29	251.65