Dar Credit & Capital Limited (NSE:DCCL)

Dar Credit & Capital Statistics

Total Valuation

NSE:DCCL has a market cap or net worth of INR 656.70 million.

Market Cap	656.70M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 20, 2026.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Nov 21, 2025

Share Statistics

NSE:DCCL has 14.28 million shares outstanding. The number of shares has increased by 18.16% in one year.

Current Share Class	14.28M
Shares Outstanding	14.28M
Shares Change (YoY)	+18.16%
Shares Change (QoQ)	+16.35%
Owned by Insiders (%)	49.45%
Owned by Institutions (%)	5.81%
Float	6.28M

Valuation Ratios

The trailing PE ratio is 6.59.

PE Ratio	6.59
Forward PE	n/a
PS Ratio	2.76
PB Ratio	0.66
P/TBV Ratio	0.66
P/FCF Ratio	11.32
P/OCF Ratio	10.36
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.64, with a Debt / Equity ratio of 1.54.

Current Ratio	2.64
Quick Ratio	2.58
Debt / Equity	1.54
Debt / EBITDA	n/a
Debt / FCF	26.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.72% and return on invested capital (ROIC) is 3.26%.

Return on Equity (ROE)	9.72%
Return on Assets (ROA)	3.42%
Return on Invested Capital (ROIC)	3.26%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	174
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:DCCL has paid 19.04 million in taxes.

Income Tax	19.04M
Effective Tax Rate	18.75%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	49.42
200-Day Moving Average	n/a
Relative Strength Index (RSI)	45.73
Average Volume (20 Days)	20,300

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:DCCL had revenue of INR 238.05 million and earned 82.50 million in profits. Earnings per share was 6.98.

Revenue	238.05M
Gross Profit	238.05M
Operating Income	99.18M
Pretax Income	101.54M
Net Income	82.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.98

Balance Sheet

The company has 425.59 million in cash and 1.53 billion in debt, with a net cash position of -1.11 billion or -77.69 per share.

Cash & Cash Equivalents	425.59M
Total Debt	1.53B
Net Cash	-1.11B
Net Cash Per Share	-77.69
Equity (Book Value)	999.71M
Book Value Per Share	73.37
Working Capital	1.47B

Cash Flow

In the last 12 months, operating cash flow was 63.42 million and capital expenditures -5.41 million, giving a free cash flow of 58.01 million.

Operating Cash Flow	63.42M
Capital Expenditures	-5.41M
Free Cash Flow	58.01M
FCF Per Share	4.06

Margins

Gross margin is 100.00%, with operating and profit margins of 41.66% and 34.66%.

Gross Margin	100.00%
Operating Margin	41.66%
Pretax Margin	42.65%
Profit Margin	34.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.37%

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 1.08%.

Dividend Per Share	0.50
Dividend Yield	1.08%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	8.65%
Buyback Yield	-18.16%
Shareholder Yield	-17.08%
Earnings Yield	12.56%
FCF Yield	8.83%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5