Dhanlaxmi Bank Limited (NSE:DHANBANK)

Dhanlaxmi Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	10,629	12,070	10,712	9,166	9,307
Interest Income on Investments	2,570	-	-	-	-
Total Interest Income	13,199	12,070	10,712	9,166	9,307
Interest Paid on Deposits	8,366	7,485	5,955	5,543	6,011
Net Interest Income	4,833	4,585	4,758	3,623	3,297
Net Interest Income Growth (YoY)	5.42%	-3.64%	31.31%	9.91%	-11.67%
Gain (Loss) on Sale of Assets	-	2.52	7.67	2.16	-0.58
Gain (Loss) on Sale of Investments	-	190.25	-424.32	793.27	550.68
Other Non-Interest Income	1,692	1,333	1,162	895.76	672.12
Total Non-Interest Income	1,692	1,526	745.17	1,691	1,222
Non-Interest Income Growth (YoY)	10.91%	104.73%	-55.94%	38.37%	8.30%
Revenues Before Loan Losses	6,525	6,110	5,503	5,314	4,519
Provision for Loan Losses	234.8	-12.2	915.91	972.05	432.05
Revenue	6,290	6,122	4,587	4,342	4,087
Revenue Growth (YoY)	2.74%	33.48%	5.63%	6.25%	10.41%
Salaries and Employee Benefits	3,136	3,312	2,473	2,346	2,254
Occupancy Expenses	-	546.2	445.9	443.53	333.75
Selling, General & Administrative	-	646.89	602.33	571.7	555.18
Other Non-Interest Expense	2,438	912.41	749.91	610.03	517.79
Total Non-Interest Expense	5,574	5,417	4,271	3,971	3,660
EBT Excluding Unusual Items	716.2	704.82	316.13	370.94	426.28
Pretax Income	716.2	704.82	316.13	370.94	426.28
Income Tax Expense	49.8	126.6	-177.5	11.9	54.4
Net Income	666.4	578.22	493.63	359.04	371.88
Net Income to Common	666.4	578.22	493.63	359.04	371.88
Net Income Growth	15.25%	17.14%	37.48%	-3.45%	-43.46%
Basic Shares Outstanding	281	253	253	253	253
Diluted Shares Outstanding	281	253	253	253	253
Shares Change (YoY)	11.13%	-	-0.01%	0.01%	-
EPS (Basic)	2.37	2.29	1.95	1.42	1.47
EPS (Diluted)	2.37	2.29	1.95	1.42	1.47
EPS Growth	3.70%	17.20%	37.41%	-3.45%	-43.46%
Effective Tax Rate	6.95%	17.96%	-	3.21%	12.76%

Updated Feb 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.