Dhanlaxmi Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	13,054	13,199	12,070	10,712	9,166
Interest Income on Investments	2,961	-	-	-	-
Total Interest Income	16,015	13,199	12,070	10,712	9,166
Interest Paid on Deposits	9,792	8,366	7,485	5,955	5,543
Net Interest Income	6,223	4,833	4,585	4,758	3,623
Net Interest Income Growth (YoY)	28.77%	5.42%	-3.64%	31.31%	9.91%
Gain (Loss) on Sale of Assets	-	2.43	2.52	7.67	2.16
Gain (Loss) on Sale of Investments	-	131.9	190.25	-424.32	793.27
Other Non-Interest Income	1,924	1,558	1,333	1,162	895.76
Total Non-Interest Income	1,924	1,692	1,526	745.17	1,691
Non-Interest Income Growth (YoY)	13.70%	10.91%	104.73%	-55.94%	38.37%
Revenues Before Loan Losses	8,147	6,525	6,110	5,503	5,314
Provision for Loan Losses	780.6	234.83	-12.2	915.91	972.05
Revenue	7,367	6,290	6,122	4,587	4,342
Revenue Growth (YoY)	17.11%	2.74%	33.48%	5.63%	6.25%
Salaries and Employee Benefits	3,270	3,136	3,312	2,473	2,346
Occupancy Expenses	-	710.36	546.2	445.9	443.53
Selling, General & Administrative	-	698.95	646.89	602.33	571.7
Other Non-Interest Expense	2,715	1,028	912.41	749.91	610.03
Total Non-Interest Expense	5,984	5,574	5,417	4,271	3,971
EBT Excluding Unusual Items	1,382	716.21	704.82	316.13	370.94
Pretax Income	1,382	716.21	704.82	316.13	370.94
Income Tax Expense	354.7	49.8	126.6	-177.5	11.9
Net Income	1,028	666.41	578.22	493.63	359.04
Net Income to Common	1,028	666.41	578.22	493.63	359.04
Net Income Growth	54.18%	15.25%	17.14%	37.48%	-3.45%
Basic Shares Outstanding	395	281	261	253	253
Diluted Shares Outstanding	395	281	261	253	253
Shares Change (YoY)	40.73%	7.43%	3.31%	-0.01%	0.01%
EPS (Basic)	2.60	2.37	2.21	1.95	1.42
EPS (Diluted)	2.60	2.37	2.21	1.95	1.42
EPS Growth	9.71%	7.24%	13.33%	37.41%	-3.45%
Effective Tax Rate	25.66%	6.95%	17.96%	-	3.21%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.