Equitas Small Finance Bank Limited (NSE:EQUITASBNK)

NSE:EQUITASBNK Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	61,124	54,864	41,619	34,597	31,944	26,454
Total Interest Expense	29,043	24,066	16,172	14,211	13,965	11,501
Net Interest Income	32,081	30,798	25,447	20,385	17,980	14,953
Gain (Loss) on Sale of Investments	1,043	1,043	213.65	426.36	447.04	33.77
Other Revenue	8,219	6,941	6,483	4,952	3,733	2,792
Revenue Before Loan Losses	41,343	38,782	32,144	25,764	22,160	17,779
Revenue	41,343	38,782	32,144	25,764	22,160	17,779
Revenue Growth (YoY)	8.86%	20.65%	24.76%	16.26%	24.64%	23.92%
Salaries & Employee Benefits	15,660	13,688	10,967	8,982	7,914	7,098
Cost of Services Provided	7,435	7,435	6,049	4,832	3,360	3,391
Other Operating Expenses	2,565	2,178	2,139	1,390	728.67	288.9
Total Operating Expenses	27,004	24,646	20,000	15,957	12,768	11,742
Operating Income	14,339	14,135	12,143	9,807	9,392	6,037
EBT Excluding Unusual Items	1,493	7,987	5,736	2,810	2,846	3,435
Other Unusual Items	-	-	-	-	996.3	-996.3
Pretax Income	1,495	7,990	5,736	2,807	3,842	2,436
Income Tax Expense	-1,630	-	-	-	-	-
Net Income	3,126	7,990	5,736	2,807	3,842	2,436
Net Income to Common	3,126	7,990	5,736	2,807	3,842	2,436
Net Income Growth	-60.00%	39.29%	104.32%	-26.94%	57.70%	15.70%
Shares Outstanding (Basic)	1,138	1,123	1,218	1,155	1,090	1,020
Shares Outstanding (Diluted)	1,143	1,141	1,229	1,171	1,101	1,020
Shares Change (YoY)	0.64%	-7.22%	5.01%	6.29%	7.93%	1.44%
EPS (Basic)	2.75	7.12	4.71	2.43	3.53	2.39
EPS (Diluted)	2.74	7.01	4.67	2.40	3.49	2.39
EPS Growth	-60.20%	50.11%	94.58%	-31.23%	46.18%	14.23%
Free Cash Flow	-	39,343	-12,633	667.13	19,940	3,652
Free Cash Flow Per Share	-	34.49	-10.28	0.57	18.10	3.58
Dividend Per Share	1.000	1.000	1.000	-	-	-
Operating Margin	34.68%	36.45%	37.78%	38.06%	42.38%	33.96%
Profit Margin	7.56%	20.60%	17.84%	10.90%	17.34%	13.70%
Free Cash Flow Margin	-	101.45%	-39.30%	2.59%	89.98%	20.54%
Revenue as Reported	70,389	62,851	48,315	39,972	36,125	29,278

Source: S&P Capital IQ. Financial Services template. Financial Sources.