Equitas Small Finance Bank Limited (NSE:EQUITASBNK)

NSE:EQUITASBNK Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	63,117	54,864	41,619	34,597	31,944
Total Interest Expense	30,601	24,066	16,172	14,211	13,965
Net Interest Income	32,516	30,798	25,447	20,385	17,980
Gain (Loss) on Sale of Investments	-	1,043	213.65	426.36	447.04
Other Revenue	9,115	6,941	6,483	4,952	3,733
Revenue Before Loan Losses	41,631	38,782	32,144	25,764	22,160
Revenue	41,631	38,782	32,144	25,764	22,160
Revenue Growth (YoY)	7.35%	20.65%	24.76%	16.27%	24.64%
Salaries & Employee Benefits	16,210	13,688	10,967	8,982	7,914
Cost of Services Provided	-	7,435	6,049	4,832	3,360
Other Operating Expenses	12,078	2,178	2,139	1,390	728.67
Total Operating Expenses	28,288	24,646	20,000	15,957	12,768
Operating Income	13,343	14,135	12,143	9,807	9,392
EBT Excluding Unusual Items	1,988	7,987	5,736	2,810	2,846
Other Unusual Items	-	-	-	-	996.3
Pretax Income	1,988	7,990	5,736	2,807	3,842
Income Tax Expense	517.99	-	-	-	-
Net Income	1,470	7,990	5,736	2,807	3,842
Net Income to Common	1,470	7,990	5,736	2,807	3,842
Net Income Growth	-81.59%	39.29%	104.32%	-26.93%	57.70%
Shares Outstanding (Basic)	1,140	1,123	1,218	1,155	1,090
Shares Outstanding (Diluted)	1,140	1,141	1,229	1,171	1,101
Shares Change (YoY)	-0.06%	-7.22%	5.01%	6.29%	7.93%
EPS (Basic)	1.29	7.12	4.71	2.43	3.53
EPS (Diluted)	1.29	7.01	4.67	2.40	3.49
EPS Growth	-81.60%	50.11%	94.58%	-31.23%	46.18%
Free Cash Flow	16,921	39,343	-12,633	667.13	19,940
Free Cash Flow Per Share	14.84	34.49	-10.28	0.57	18.10
Dividend Per Share	-	1.000	1.000	-	-
Operating Margin	32.05%	36.45%	37.78%	38.06%	42.38%
Profit Margin	3.53%	20.60%	17.84%	10.90%	17.34%
Free Cash Flow Margin	40.65%	101.45%	-39.30%	2.59%	89.98%
Effective Tax Rate	26.05%	-	-	-	-
Revenue as Reported	72,232	62,851	48,315	39,972	36,125

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.