Equitas Small Finance Bank Limited (NSE:EQUITASBNK)
India flag India · Delayed Price · Currency is INR
75.02
+2.44 (3.36%)
Jul 31, 2026, 3:30 PM IST

NSE:EQUITASBNK Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
46,72044,64741,62638,78232,14425,764
Revenue Growth
10.44%7.26%7.34%20.65%24.76%16.27%
Operating Income
13,54912,65013,59814,16612,1439,807
Net Income
5,1051,0311,4707,9905,7362,807
Earnings Per Share
4.450.901.297.014.672.40
EPS Growth
--30.23%-81.60%50.11%94.58%-31.23%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
9,05610,0368,9026,7034,2653,716
Retail Banking
69,78066,15861,44653,91942,41634,523
Wholesale Banking
1,3851,187637.61,011898.11,099
Other Banking Operations
1,2051,2961,2461,218735.3635.1
Total
81,42778,67872,23262,85148,31539,972

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
56,66356,6637,0011,8221,9312,166
Total Debt
57,72657,72621,37017,87529,73826,164
Net Cash (Debt)
-1,063-1,063-14,369-16,053-27,807-23,998
Net Cash Growth
------
Net Cash Per Share
-0.93-0.93-12.57-14.07-22.62-20.50

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--33,15819,36838,335-9,9771,595
Capital Expenditures
--1,932-2,447-3,636-2,657-927.55
Free Cash Flow
--35,09016,92134,700-12,633667.13
Free Cash Flow Growth
---51.23%---96.65%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
29.00%28.33%32.67%36.53%37.78%38.06%
Pretax Margin
14.33%2.87%3.53%20.60%17.84%10.90%
Profit Margin
10.93%2.31%3.53%20.60%17.84%10.90%
FCF Margin
--78.59%40.65%89.48%-39.30%2.59%

Dividends

Fiscal YearFY 2024FY 2023
Period EndingMar '24 Mar '23
Dividend Per Share
1.0001.000
Dividend Per Share Growth
0%-
Dividend Yield
1.09%1.52%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.9057.2642.6213.1512.9922.79
P/FCF Ratio
--3.703.03-95.90
PS Ratio
1.841.321.512.712.322.48