Equitas Small Finance Bank Limited (NSE:EQUITASBNK)
India flag India · Delayed Price · Currency is INR
55.98
-0.12 (-0.21%)
Nov 11, 2026, 3:29 PM IST

NSE:EQUITASBNK Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
49,85944,64041,62638,78232,14425,764
Revenue Growth
18.96%7.24%7.34%20.65%24.76%16.27%
Operating Income
15,30612,78813,59814,16612,1439,807
Net Income
7,0441,0311,4707,9905,7362,807
Earnings Per Share
6.140.901.297.014.672.40
EPS Growth
--30.23%-81.60%50.11%94.58%-31.23%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
9,40510,0368,9026,7034,2653,716
Retail Banking
74,11166,15861,44653,91942,41634,523
Wholesale Banking
1,7721,187637.61,011898.11,099
Other Banking Operations
1,2521,2961,2461,218735.3635.1
Total
86,53978,67872,23262,85148,31539,972

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
69,6702,2197,0011,8221,9312,166
Total Debt
68,85857,72621,37017,87529,73826,164
Net Cash (Debt)
811.57-55,506-14,369-16,053-27,807-23,998
Net Cash Growth
-97.19%-----
Net Cash Per Share
0.71-48.59-12.57-14.07-22.62-20.50

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-23,859-33,15819,36838,335-9,9771,595
Capital Expenditures
-4,571-1,932-2,447-3,636-2,657-927.55
Free Cash Flow
-28,430-35,09016,92134,700-12,633667.13
Free Cash Flow Growth
---51.23%---96.65%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
30.70%28.65%32.67%36.53%37.78%38.06%
Pretax Margin
18.02%2.31%3.53%20.60%17.84%10.90%
Profit Margin
14.13%2.31%3.53%20.60%17.84%10.90%
FCF Margin
-57.02%-78.61%40.65%89.48%-39.30%2.59%

Dividends

Fiscal Year
FY 2024FY 2023
Period EndingMar '24 Mar '23
Dividend Per Share
1.0001.000
Dividend Per Share Growth
0%-
Dividend Yield
1.08%1.49%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
9.1157.2642.6213.1512.9922.79
P/FCF Ratio
--3.703.03-95.90
PS Ratio
1.281.321.512.712.322.48