Equitas Small Finance Bank Limited (NSE:EQUITASBNK)

NSE:EQUITASBNK Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	55,363	1,822	1,931	2,166	29,613
Long-Term Investments	92,887	90,653	66,646	44,498	37,052
Loans & Lease Receivables	-	288,199	242,851	182,701	158,925
Other Receivables	-	4,382	3,394	2,491	2,273
Property, Plant & Equipment	6,957	6,047	3,791	2,004	1,851
Restricted Cash	-	33,967	10,512	19,159	4,174
Other Current Assets	362,089	21,776	15,320	11,041	9,558
Long-Term Deferred Tax Assets	-	1,996	1,874	2,136	1,532
Other Long-Term Assets	11,061	4,196	3,263	3,279	2,107
Total Assets	528,356	453,039	349,581	269,476	247,085
Interest Bearing Deposits	431,067	349,142	244,025	181,786	158,719
Non-Interest Bearing Deposits	-	12,150	9,460	7,722	5,201
Total Deposits	431,067	361,292	253,485	189,508	163,920
Accrued Expenses	-	2,342	1,584	915.47	1,383
Current Portion of Long-Term Debt	-	11,219	16,029	13,990	16,572
Long-Term Debt	21,370	6,657	13,709	12,174	25,081
Current Income Taxes Payable	-	-	-	8,692	63.49
Other Current Liabilities	-	3,498	3,502	1,676	1,311
Other Long-Term Liabilities	15,194	8,344	9,693	59.23	4,791
Total Liabilities	467,631	393,352	298,002	227,015	213,121
Common Stock	11,399	11,349	11,106	12,520	11,393
Additional Paid-In Capital	-	27,524	26,889	13,842	9,291
Retained Earnings	-	18,174	12,600	15,540	12,756
Comprehensive Income & Other	49,327	2,640	984.86	559.87	524.16
Shareholders' Equity	60,725	59,687	51,579	42,462	33,963
Total Liabilities & Equity	528,356	453,039	349,581	269,476	247,085
Total Debt	21,370	17,875	29,738	26,164	41,653
Net Cash (Debt)	33,993	-16,053	-27,807	-23,998	-12,040
Net Cash Per Share	29.82	-14.07	-22.62	-20.50	-10.93
Filing Date Shares Outstanding	1,138	1,135	1,111	1,252	1,139
Total Common Shares Outstanding	1,138	1,135	1,111	1,252	1,139
Working Capital	-13,615	-28,204	-592.47	2,776	21,294
Book Value Per Share	53.36	52.59	46.44	33.91	29.81
Tangible Book Value	60,725	59,687	51,579	42,462	33,963
Tangible Book Value Per Share	53.36	52.59	46.44	33.91	29.81

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.