Equitas Small Finance Bank Limited (NSE:EQUITASBNK)

NSE:EQUITASBNK Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	-912.18	1,470	7,990	5,736	2,807	3,842
Depreciation & Amortization	1,562	1,481	1,344	845.38	752.83	764.33
Loss (Gain) From Sale of Investments	760.33	212	687.81	671.49	222.56	114.01
Provision for Credit Losses	656.33	3,040	325.98	3,659	4,935	4,697
Stock-Based Compensation	223.06	237.82	357.8	44.22	12.68	-
Change in Other Net Operating Assets	14,532	14,006	27,879	-24,020	-9,708	7,642
Other Operating Activities	-684.29	-1,075	-246.13	3,087	2,569	3,380
Operating Cash Flow	16,134	19,368	38,335	-9,977	1,595	20,439
Operating Cash Flow Growth	-38.84%	-49.48%	-	-	-92.20%	364.94%
Capital Expenditures	-2,500	-2,447	-3,636	-2,657	-927.55	-499.83
Sale of Property, Plant & Equipment	69.92	60.13	38.25	24.42	17.7	13.06
Investment in Securities	-	-	-	-	-	53.58
Other Investing Activities	-	-	-	19.69	18.94	5.15
Investing Cash Flow	-2,430	-2,387	-3,597	-2,613	-890.9	-428.05
Long-Term Debt Issued	-	3,495	-	3,574	-	-
Total Debt Issued	16,648	3,495	-	3,574	-	-
Long-Term Debt Repaid	-	-	-11,862	-	-15,489	-9,696
Net Debt Issued (Repaid)	23,671	3,495	-11,862	3,574	-15,489	-9,696
Issuance of Common Stock	91.98	232.86	876.42	87.81	5,790	2,828
Common Dividends Paid	-	-1,135	-1,116	-	-	-
Other Financing Activities	0.96	-	-	-3,060	-3,466	-4,671
Financing Cash Flow	23,764	2,592	-12,102	601.13	-13,166	-11,539
Net Cash Flow	37,468	19,573	22,636	-8,883	-12,462	8,472
Free Cash Flow	13,634	16,921	34,700	-12,633	667.13	19,940
Free Cash Flow Growth	-44.47%	-51.23%	-	-	-96.65%	445.93%
Free Cash Flow Margin	32.53%	40.65%	89.48%	-39.30%	2.59%	89.98%
Free Cash Flow Per Share	11.96	14.80	30.42	-10.28	0.57	18.10
Cash Interest Paid	-	-	-	3,060	3,355	4,523
Cash Income Tax Paid	453.89	1,643	2,911	1,931	1,582	1,539

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.