Finbud Financial Services Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	84.97	56.58	18.33	-0.09
Depreciation & Amortization	15.19	14.51	9.04	8.79
Provision & Write-off of Bad Debts	1.68	-	-	-
Other Operating Activities	13.38	11.85	9.47	9.95
Change in Accounts Receivable	-81.59	-118.07	-32.82	-53.84
Change in Accounts Payable	-82.16	43.06	11.33	43.38
Change in Other Net Operating Assets	-84.88	-28.97	11.54	10.62
Operating Cash Flow	-133.31	-20.98	26.88	18.81
Operating Cash Flow Growth	-	-	42.90%	-
Capital Expenditures	-16.79	-16.97	-15.49	-8.08
Other Investing Activities	2.21	0.39	0.9	0.23
Investing Cash Flow	-14.57	-16.58	-14.59	-7.85
Short-Term Debt Issued	79.39	59.63	-	13.07
Long-Term Debt Issued	-	-	26.66	-
Total Debt Issued	79.39	59.63	26.66	13.07
Short-Term Debt Repaid	-	-	-8.53	-
Long-Term Debt Repaid	-18.54	-9.35	-	-18.04
Total Debt Repaid	-18.54	-9.35	-8.53	-18.04
Net Debt Issued (Repaid)	60.85	50.28	18.13	-4.97
Issuance of Common Stock	156.93	-	-	-
Repurchase of Common Stock	-	-	-	-5
Other Financing Activities	-14.12	-11.54	-9.84	-10.18
Financing Cash Flow	203.67	38.74	8.29	-20.15
Miscellaneous Cash Flow Adjustments	-	0	-	-
Net Cash Flow	55.79	1.18	20.58	-9.19
Free Cash Flow	-150.09	-37.95	11.4	10.73
Free Cash Flow Growth	-	-	6.16%	-
Free Cash Flow Margin	-6.72%	-1.99%	0.84%	1.22%
Free Cash Flow Per Share	-10.72	-2.71	0.81	0.85
Cash Interest Paid	14.12	11.54	9.84	10.18
Cash Income Tax Paid	34.55	23.67	6	2.08
Levered Free Cash Flow	-158.71	-49.71	-0.11	-
Unlevered Free Cash Flow	-149.88	-42.5	6.04	-
Change in Working Capital	-248.62	-103.97	-9.96	0.16

Source: S&P Global Market Intelligence. Standard template. Financial Sources.