NSE:FINKURVE Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	2,044	801.67	523.73	379.32	190.27
Total Interest Expense	489.21	161.75	61.29	49.04	33.87
Net Interest Income	1,554	639.93	462.44	330.28	156.4
Commissions and Fees	10.17	585.86	369.56	124.19	36.12
Gain (Loss) on Sale of Investments	-	17.26	7.14	0.8	201.02
Other Revenue	44.94	5.8	2.25	1.97	144.25
Revenue Before Loan Losses	1,609	1,249	841.38	457.24	537.79
Provision for Loan Losses	221.72	4.11	-15.67	-7.97	18.46
Revenue	1,388	1,245	857.05	465.22	519.33
Revenue Growth (YoY)	11.49%	45.23%	84.23%	-10.42%	204.44%
Salaries & Employee Benefits	182.34	114.64	29.42	19.95	56.15
Cost of Services Provided	697.26	584.64	334.69	199.15	152.34
Other Operating Expenses	127.94	123.26	48.68	34.74	48.43
Total Operating Expenses	1,042	1,009	635.99	258.13	264.35
Operating Income	345.95	236.19	221.06	207.08	254.98
Currency Exchange Gain (Loss)	-	-	-	-	-0.36
EBT Excluding Unusual Items	345.95	236.19	221.06	207.08	254.62
Gain (Loss) on Sale of Investments	-	-	-8.86	-11.12	-5.91
Pretax Income	345.95	236.19	212.2	195.96	248.72
Income Tax Expense	85.61	62.12	51.49	52.73	51.39
Earnings From Continuing Ops.	260.34	174.07	160.71	143.23	197.32
Minority Interest in Earnings	-	-	-	-	-0.11
Net Income	260.34	174.07	160.71	143.23	197.21
Net Income to Common	260.34	174.07	160.71	143.23	197.21
Net Income Growth	49.56%	8.31%	12.21%	-27.37%	330.64%
Shares Outstanding (Basic)	138	127	127	127	127
Shares Outstanding (Diluted)	140	127	127	127	127
Shares Change (YoY)	10.06%	0.22%	-	-0.01%	0.03%
EPS (Basic)	1.89	1.37	1.27	1.13	1.55
EPS (Diluted)	1.86	1.37	1.27	1.13	1.55
EPS Growth	35.77%	8.14%	12.21%	-27.16%	330.56%
Free Cash Flow	-5,724	-1,383	-138.59	-211.41	273.34
Free Cash Flow Per Share	-40.89	-10.88	-1.09	-1.67	2.15
Operating Margin	24.93%	18.98%	25.79%	44.51%	49.10%
Profit Margin	18.76%	13.98%	18.75%	30.79%	37.97%
Free Cash Flow Margin	-412.46%	-111.11%	-16.17%	-45.44%	52.63%
Effective Tax Rate	24.75%	26.30%	24.26%	26.91%	20.66%
Revenue as Reported	2,099	1,411	902.67	506.28	571.66

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.