General Insurance Corporation of India (NSE:GICRE)

Paramount Global Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	378,861	367,495	336,454	359,821	395,438	399,494
Total Interest & Dividend Income	134,655	129,050	75,388	62,366	50,615	46,560
Gain (Loss) on Sale of Investments	-807.9	-803.6	39,935	43,694	43,859	40,975
Total Revenue	512,708	495,741	451,777	465,880	489,912	487,029
Revenue Growth (YoY)	9.56%	9.73%	-3.03%	-4.91%	0.59%	-4.92%
Policy Benefits	329,526	321,669	316,178	332,042	367,035	369,289
Policy Acquisition & Underwriting Costs	71,499	74,720	63,012	56,507	70,261	80,247
Selling, General & Administrative	1,180	1,080	4,198	3,683	3,714	3,015
Provision for Bad Debts	252.2	544.8	-78.8	3,295	2,632	-3,683
Other Operating Expenses	1,957	2,146	-	-	-	-
Total Operating Expenses	406,172	401,959	373,213	394,077	457,287	452,358
Operating Income	106,536	93,782	78,564	71,803	32,625	34,671
Interest Expense	-	-	-838.09	-807.5	-627.48	-608.74
Earnings From Equity Investments	5,368	4,579	1,777	3,302	1,875	1,666
Currency Exchange Gain (Loss)	1,617	1,425	1,436	9,228	5,346	-3,483
Other Non Operating Income (Expenses)	-5,371	-4,160	87.62	87.12	204.9	114.29
EBT Excluding Unusual Items	108,150	95,625	81,027	83,612	39,424	32,359
Gain (Loss) on Sale of Assets	-	-	-0.54	1.09	-2.07	0.26
Pretax Income	108,150	95,625	81,026	83,613	39,422	32,359
Income Tax Expense	22,532	21,307	14,168	14,540	15,559	12,443
Net Income	85,618	74,318	66,859	69,073	23,863	19,916
Net Income to Common	85,618	74,318	66,859	69,073	23,863	19,916
Net Income Growth	20.44%	11.16%	-3.21%	189.46%	19.82%	-
Shares Outstanding (Basic)	1,754	1,754	1,754	1,754	1,754	1,754
Shares Outstanding (Diluted)	1,754	1,754	1,754	1,754	1,754	1,754
Shares Change (YoY)	0.00%	0.00%	-	-	-	-
EPS (Basic)	48.80	42.36	38.11	39.37	13.60	11.35
EPS (Diluted)	48.80	42.36	38.11	39.37	13.60	11.35
EPS Growth	20.44%	11.15%	-3.21%	189.46%	19.82%	-
Free Cash Flow	-	19,506	111,388	115,882	90,353	132,776
Free Cash Flow Per Share	-	11.12	63.49	66.05	51.50	75.68
Dividend Per Share	-	10.000	10.000	7.200	2.250	-
Dividend Growth	-	-	38.89%	220.00%	-	-
Operating Margin	20.78%	18.92%	17.39%	15.41%	6.66%	7.12%
Profit Margin	16.70%	14.99%	14.80%	14.83%	4.87%	4.09%
Free Cash Flow Margin	-	3.94%	24.65%	24.87%	18.44%	27.26%
EBITDA	-	93,872	78,654	71,900	32,763	34,820
EBITDA Margin	-	18.94%	17.41%	15.43%	6.69%	7.15%
D&A For EBITDA	-	89.94	89.94	96.91	137.48	149.51
EBIT	106,536	93,782	78,564	71,803	32,625	34,671
EBIT Margin	20.78%	18.92%	17.39%	15.41%	6.66%	7.12%
Effective Tax Rate	20.83%	22.28%	17.48%	17.39%	39.47%	38.45%

Updated Feb 3, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.