General Insurance Corporation of India (NSE:GICRE)
India flag India · Delayed Price · Currency is INR
336.60
+1.95 (0.58%)
Nov 11, 2026, 1:00 PM IST

NSE:GICRE Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
550,211528,967495,841458,838465,967489,912
Revenue Growth
6.56%6.68%8.06%-1.53%-4.89%0.59%
Operating Income
101,508100,86889,02878,60471,89032,625
Net Income
89,67696,62474,31966,85869,07323,863
Earnings Per Share
51.1155.0842.3638.1139.3713.60
EPS Growth
-6.39%30.02%11.15%-3.21%189.46%19.82%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Fire Insurance
115,853118,665113,348114,182113,799112,780
Motor
72,23369,26267,33365,45278,59591,686
Aviation
3,6813,6333,8663,8793,9886,003
Engineering
18,02217,12715,51114,86113,10911,803
Workmen Compensation (W.C.)
376.5313.5365.7412.7365.53423.31
Liability
7,3617,1285,7816,2717,1667,332
Personal Accident (P.A)
6,9326,6234,9174,3514,4615,798
Health
114,15493,19774,87051,56345,81948,459
Agriculture
28,23132,25732,73738,78152,55466,638
Other Miscellaneous
9,83110,3358,1247,3116,5256,666
FL/Credit
4,3112,8112,4022,0332,4903,049
Marine Cargo
4,9314,3386,8027,2528,25412,499
Marine Hull
4,8485,3374,5144,8705,6219,531
Life
33,69622,75820,73214,54315,33412,901
Total
424,460393,783361,303335,761358,080395,568

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Cash (Debt)
316,875284,889252,807248,552237,024214,513
Net Cash Growth
25.19%12.69%1.71%4.86%10.49%15.40%
Net Cash Per Share
180.62162.39144.10141.67135.10122.27
Cash & Investments
316,875284,889252,807248,552237,024214,513

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
30,5784,66419,762-2,117117,22290,508
Capital Expenditures
-150.2-137.6-254.1-56.8-1,341-154.53
Free Cash Flow
30,4284,52719,508-2,174115,88290,353
Free Cash Flow Growth
123.97%-76.80%--28.25%-31.95%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
18.45%19.07%17.95%17.13%15.43%6.66%
Pretax Margin
20.96%22.89%19.29%17.66%17.94%8.05%
Profit Margin
16.30%18.27%14.99%14.57%14.82%4.87%
FCF Margin
5.53%0.86%3.93%-0.47%24.87%18.44%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
13.25013.25010.00010.0007.2002.250
Dividend Per Share Growth
32.50%32.50%0%38.89%220.00%-
Dividend Yield
3.94%3.65%2.38%3.03%5.39%1.98%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
6.596.599.948.653.408.37
Forward PE
6.086.599.458.03--
P/FCF Ratio
19.41140.6737.87-2.022.21
PS Ratio
1.071.201.491.260.500.41