General Insurance Corporation of India (NSE:GICRE)
India flag India · Delayed Price · Currency is INR
355.55
+2.75 (0.78%)
Aug 11, 2026, 3:30 PM IST

NSE:GICRE Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
528,910528,910495,862458,886465,880489,912
Revenue Growth
6.67%6.67%8.06%-1.50%-4.91%0.59%
Operating Income
107,946107,94689,74278,65271,80332,625
Net Income
96,62496,62474,31966,85869,07323,863
Earnings Per Share
55.0855.0842.3638.1139.3713.60
EPS Growth
30.03%30.03%11.15%-3.21%189.46%19.82%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Fire Insurance
154,059154,059113,348114,182113,799112,780
Motor
94,37294,37267,33365,45278,59591,686
Aviation
5,3265,3263,8663,8793,9886,003
Engineering
23,25523,25515,51114,86113,10911,803
Workmen Compensation (W.C.)
485.8485.8365.7412.7365.53423.31
Liability
10,09110,0915,7816,2717,1667,332
Personal Accident (P.A)
8,6448,6444,9174,3514,4615,798
Health
100,526100,52674,87051,56345,81948,459
Agriculture
41,37141,37132,73738,78152,55466,638
Other Miscellaneous
14,14714,1478,1247,3116,5256,666
FL/Credit
3,5423,5422,4022,0332,4903,049
Marine Cargo
5,8535,8536,8027,2528,25412,499
Marine Hull
6,7136,7134,5144,8705,6219,531
Life
27,39727,39720,73214,54315,33412,901
Total
495,782495,782361,303335,761358,080395,568

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Cash (Debt)
77,09777,097252,796248,552237,024214,513
Net Cash Growth
-69.50%-69.50%1.71%4.86%10.49%15.40%
Net Cash Per Share
43.9543.95144.09141.67135.10122.27
Cash & Investments
77,09777,097252,796248,552237,024214,513

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
4,6644,66419,760-2,117117,22290,508
Capital Expenditures
-137.6-137.6-254.1-56.8-1,341-154.53
Free Cash Flow
4,5274,52719,506-2,174115,88290,353
Free Cash Flow Growth
-76.79%-76.79%--28.25%-31.95%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
20.41%20.41%18.10%17.14%15.41%6.66%
Pretax Margin
22.89%22.89%19.28%17.66%17.95%8.05%
Profit Margin
18.27%18.27%14.99%14.57%14.83%4.87%
FCF Margin
0.86%0.86%3.93%-0.47%24.87%18.44%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
13.25013.25010.00010.0007.2002.250
Dividend Per Share Growth
32.50%32.50%0%38.89%220.00%-
Dividend Yield
3.76%3.65%2.44%3.20%5.86%2.19%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
6.466.599.948.653.408.37
Forward PE
6.026.599.458.03--
P/FCF Ratio
137.86140.6737.88-2.022.21
PS Ratio
1.181.201.491.260.500.41