General Insurance Corporation of India (NSE:GICRE)

NSE:GICRE Statistics

Total Valuation

NSE:GICRE has a market cap or net worth of INR 685.27 billion. The enterprise value is 416.30 billion.

Market Cap	685.27B
Enterprise Value	416.30B

Important Dates

The last earnings date was Saturday, February 7, 2026.

Earnings Date	Feb 7, 2026
Ex-Dividend Date	Sep 4, 2025

Share Statistics

NSE:GICRE has 1.75 billion shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	1.75B
Shares Outstanding	1.75B
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	12.62%
Float	308.83M

Valuation Ratios

The trailing PE ratio is 7.12 and the forward PE ratio is 7.99. NSE:GICRE's PEG ratio is 0.67.

PE Ratio	7.12
Forward PE	7.99
PS Ratio	1.30
PB Ratio	0.69
P/TBV Ratio	0.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.67

Enterprise Valuation

EV / Earnings	4.32
EV / Sales	0.79
EV / EBITDA	3.57
EV / EBIT	3.64
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.49

Current Ratio	0.49
Quick Ratio	0.24
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	152.37

Financial Efficiency

Return on equity (ROE) is 10.14% and return on invested capital (ROIC) is 9.00%.

Return on Equity (ROE)	10.14%
Return on Assets (ROA)	3.31%
Return on Invested Capital (ROIC)	9.00%
Return on Capital Employed (ROCE)	10.84%
Weighted Average Cost of Capital (WACC)	6.28%
Revenue Per Employee	1.27B
Profits Per Employee	232.58M
Employee Count	414
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:GICRE has paid 24.97 billion in taxes.

Income Tax	24.97B
Effective Tax Rate	20.59%

Stock Price Statistics

The stock price has increased by +3.40% in the last 52 weeks. The beta is 0.37, so NSE:GICRE's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	+3.40%
50-Day Moving Average	375.27
200-Day Moving Average	383.81
Relative Strength Index (RSI)	60.94
Average Volume (20 Days)	596,457

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:GICRE had revenue of INR 525.67 billion and earned 96.29 billion in profits. Earnings per share was 54.88.

Revenue	525.67B
Gross Profit	113.46B
Operating Income	107.85B
Pretax Income	121.26B
Net Income	96.29B
EBITDA	110.22B
EBIT	107.85B
Earnings Per Share (EPS)	54.88

Balance Sheet

The company has 268.97 billion in cash and n/a in debt, with a net cash position of 268.97 billion or 153.31 per share.

Cash & Cash Equivalents	268.97B
Total Debt	n/a
Net Cash	268.97B
Net Cash Per Share	153.31
Equity (Book Value)	995.16B
Book Value Per Share	567.46
Working Capital	-570.26B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 21.58%, with operating and profit margins of 20.52% and 18.32%.

Gross Margin	21.58%
Operating Margin	20.52%
Pretax Margin	23.07%
Profit Margin	18.32%
EBITDA Margin	20.97%
EBIT Margin	20.52%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 2.56%.

Dividend Per Share	10.00
Dividend Yield	2.56%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.01%
Shareholder Yield	2.55%
Earnings Yield	14.05%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 12, 2018. It was a forward split with a ratio of 2.

Last Split Date	Jul 12, 2018
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3