Home First Finance Company India Limited (NSE:HOMEFIRST)

NSE:HOMEFIRST Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	14,453	13,540	10,277	7,222	5,117	4,301
Total Interest Expense	7,588	7,153	4,999	3,043	2,157	2,174
Net Interest Income	6,865	6,388	5,278	4,179	2,960	2,127
Commissions and Fees	614.6	452.99	99.33	104.08	13.18	16.74
Gain (Loss) on Sale of Investments	400.77	400.77	324.74	178.81	136.72	120
Other Revenue	955.77	862.54	627.64	380.37	678.34	439.35
Revenue Before Loan Losses	8,836	8,104	6,330	4,843	3,789	2,703
Provision for Loan Losses	345.41	284.12	253.16	211.99	240.64	314.68
Revenue	8,491	7,820	6,077	4,631	3,548	2,389
Revenue Growth (YoY)	32.26%	28.68%	31.23%	30.52%	48.53%	5.53%
Salaries & Employee Benefits	2,132	1,944	1,483	1,070	807.7	661.26
Cost of Services Provided	61.16	61.16	58.17	36.99	18.03	12.84
Other Operating Expenses	743.57	732.35	608.16	523.53	374.72	291.41
Total Operating Expenses	3,101	2,893	2,267	1,721	1,276	1,042
Operating Income	5,389	4,927	3,810	2,909	2,272	1,347
Pretax Income	5,446	5,016	4,000	2,952	2,263	1,340
Income Tax Expense	1,314	1,195	942.43	669.28	401.97	339.01
Net Income	4,132	3,821	3,057	2,283	1,861	1,001
Net Income to Common	4,132	3,821	3,057	2,283	1,861	1,001
Net Income Growth	27.38%	24.97%	33.91%	22.67%	85.83%	25.88%
Shares Outstanding (Basic)	92	89	88	88	88	81
Shares Outstanding (Diluted)	94	91	91	91	91	82
Shares Change (YoY)	3.48%	0.04%	0.22%	-0.01%	10.16%	9.28%
EPS (Basic)	44.68	42.83	34.65	26.01	21.26	12.37
EPS (Diluted)	43.97	42.07	33.67	25.20	20.54	12.18
EPS Growth	23.13%	24.95%	33.61%	22.69%	68.64%	15.23%
Free Cash Flow	-	-22,103	-19,157	-14,757	-8,106	-2,256
Free Cash Flow Per Share	-	-243.36	-211.01	-162.91	-89.47	-27.43
Dividend Per Share	-	3.700	3.400	2.600	-	-
Dividend Growth	-	8.82%	30.77%	-	-	-
Operating Margin	63.47%	63.01%	62.69%	62.83%	64.04%	56.39%
Profit Margin	48.67%	48.86%	50.31%	49.30%	52.45%	41.93%
Free Cash Flow Margin	-	-282.65%	-315.24%	-318.68%	-228.46%	-94.44%
Effective Tax Rate	24.13%	23.83%	23.56%	22.67%	17.76%	25.29%
Revenue as Reported	16,531	15,392	11,565	7,956	5,957	4,892

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.