NSE:HOMEFIRST Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	16,640	13,540	10,277	7,222	5,117
Total Interest Expense	7,923	7,153	4,999	3,043	2,157
Net Interest Income	8,717	6,388	5,278	4,179	2,960
Commissions and Fees	827.4	452.99	99.33	104.08	13.18
Gain (Loss) on Sale of Investments	-	400.77	324.74	178.81	136.72
Other Revenue	1,760	862.54	627.64	380.37	678.34
Revenue Before Loan Losses	11,304	8,104	6,330	4,843	3,789
Provision for Loan Losses	568.78	284.12	253.16	211.99	240.64
Revenue	10,735	7,820	6,077	4,631	3,548
Revenue Growth (YoY)	37.28%	28.68%	31.23%	30.52%	48.53%
Salaries & Employee Benefits	2,487	1,944	1,483	1,070	807.7
Cost of Services Provided	-	61.16	58.17	36.99	18.03
Other Operating Expenses	981.64	732.35	608.16	523.53	374.72
Total Operating Expenses	3,658	2,893	2,267	1,721	1,276
Operating Income	7,078	4,927	3,810	2,909	2,272
Pretax Income	7,078	5,016	4,000	2,952	2,263
Income Tax Expense	1,674	1,195	942.43	669.28	401.97
Net Income	5,404	3,821	3,057	2,283	1,861
Net Income to Common	5,404	3,821	3,057	2,283	1,861
Net Income Growth	41.44%	24.97%	33.91%	22.67%	85.83%
Shares Outstanding (Basic)	103	89	88	88	88
Shares Outstanding (Diluted)	105	91	91	91	91
Shares Change (YoY)	15.33%	0.04%	0.22%	-0.01%	10.16%
EPS (Basic)	52.35	42.83	34.65	26.01	21.26
EPS (Diluted)	51.59	42.07	33.67	25.20	20.54
EPS Growth	22.63%	24.95%	33.61%	22.69%	68.64%
Free Cash Flow	-19,493	-22,103	-19,157	-14,757	-8,106
Free Cash Flow Per Share	-186.10	-243.36	-211.01	-162.91	-89.47
Dividend Per Share	-	3.700	3.400	2.600	-
Dividend Growth	-	8.82%	30.77%	-	-
Operating Margin	65.93%	63.01%	62.69%	62.83%	64.04%
Profit Margin	50.34%	48.86%	50.31%	49.30%	52.45%
Free Cash Flow Margin	-181.58%	-282.65%	-315.24%	-318.68%	-228.46%
Effective Tax Rate	23.65%	23.83%	23.56%	22.67%	17.76%
Revenue as Reported	19,227	15,392	11,565	7,956	5,957

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.