IBL Finance Limited (NSE:IBLFL)
India · Delayed Price · Currency is INR 66.50
+1.40 (2.15%)
Nov 11, 2026, 10:54 AM IST
IBL Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 213.64 | 171.43 | 129.57 | 141.22 | 133.05 | 32.71 |
Total Interest Expense | 77.15 | 61.81 | 31.18 | 2.62 | 11.38 | 0.63 |
Net Interest Income | 136.5 | 109.62 | 98.39 | 138.6 | 121.68 | 32.08 |
Gain (Loss) on Sale of Investments | 0.21 | 0.21 | 0.06 | 0.03 | 0.24 | - |
Other Revenue | 1.97 | 1.64 | 1 | 0.92 | 0 | - |
Revenue Before Loan Losses | 138.67 | 111.47 | 99.44 | 139.56 | 121.92 | 32.08 |
Provision for Loan Losses | 20.99 | 19.85 | 13.26 | 37.19 | 32.24 | 7.02 |
| 117.68 | 91.62 | 86.18 | 102.37 | 89.68 | 25.06 | |
Revenue Growth | 41.59% | 6.31% | -15.81% | 14.15% | 257.84% | 150.09% |
Salaries & Employee Benefits | 33.71 | 26.25 | 20.34 | 29.81 | 25.99 | 10.21 |
Cost of Services Provided | 4.88 | 4.88 | 4.47 | 10.79 | 16.43 | 4.99 |
Other Operating Expenses | 35.11 | 22.6 | 25.69 | 29 | 18.04 | 3.33 |
Total Operating Expenses | 81.36 | 59.63 | 55.67 | 72 | 60.98 | 19.05 |
Operating Income | 36.32 | 31.99 | 30.52 | 30.37 | 28.7 | 6.01 |
EBT Excluding Unusual Items | 36.32 | 31.99 | 30.52 | 30.37 | 28.7 | 6.01 |
Pretax Income | 36.32 | 31.99 | 29.94 | 30.35 | 28.64 | 5.65 |
Income Tax Expense | 10.16 | 7.59 | 6.39 | 7.52 | 8.17 | 1.38 |
Net Income | 26.16 | 24.4 | 23.55 | 22.84 | 20.47 | 4.27 |
Net Income to Common | 26.16 | 24.4 | 23.55 | 22.84 | 20.47 | 4.27 |
Net Income Growth | 16.42% | 3.60% | 3.15% | 11.58% | 378.96% | - |
Shares Outstanding (Basic) | 25 | 25 | 25 | 20 | 17 | 15 |
Shares Outstanding (Diluted) | 25 | 25 | 25 | 20 | 17 | 15 |
Shares Change | -0.52% | -0.25% | 26.88% | 16.45% | 14.38% | - |
EPS (Basic) | 1.06 | 0.99 | 0.95 | 1.17 | 1.22 | 0.29 |
EPS (Diluted) | 1.06 | 0.99 | 0.95 | 1.17 | 1.22 | 0.29 |
EPS Growth | 17.34% | 3.87% | -18.70% | -4.19% | 320.57% | - |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -53.83 | -39.67 | -465.43 | -321.31 | -78.52 | -56.66 |
Free Cash Flow Per Share | -2.17 | -1.60 | -18.77 | -16.44 | -4.68 | -3.86 |
Operating Margin | 30.86% | 34.91% | 35.41% | 29.67% | 32.01% | 23.98% |
Profit Margin | 22.23% | 26.63% | 27.33% | 22.31% | 22.82% | 17.05% |
Free Cash Flow Margin | -45.74% | -43.30% | -540.05% | -313.87% | -87.56% | -226.09% |
Effective Tax Rate | 27.97% | 23.71% | 21.33% | 24.77% | 28.53% | 24.41% |
Revenue as Reported | 215.82 | 173.27 | 130.62 | 142.18 | 133.31 | 32.71 |