NSE:ICICIGI Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	230,775	222,636	198,002	168,665	148,228	130,321
Total Interest & Dividend Income	35,766	36,979	34,248	30,456	25,862	23,331
Gain (Loss) on Sale of Investments	10,517	10,442	7,765	5,633	4,392	7,378
Other Revenue	-	-	-	-	8,933	7,734
Total Revenue	277,059	270,057	240,015	204,753	187,415	168,763
Revenue Growth (YoY)	11.75%	12.52%	17.22%	9.25%	11.05%	32.55%
Policy Benefits	166,229	158,285	139,868	119,395	107,257	97,819
Policy Acquisition & Underwriting Costs	50,086	46,992	41,918	33,067	7,627	8,130
Selling, General & Administrative	29,571	29,571	27,759	27,679	44,938	39,675
Provision for Bad Debts	15.6	6.8	-58.4	441.2	53.13	-23.83
Other Operating Expenses	-922.5	-1,517	-3,883	-2,078	5,864	5,907
Total Operating Expenses	245,020	233,425	205,669	178,564	165,798	151,563
Operating Income	32,039	36,632	34,345	26,189	21,617	17,200
Interest Expense	-876	-876	-1,013	-941.4	-806.23	-363.67
Currency Exchange Gain (Loss)	653.9	653.9	-384.7	107.3	55.22	-13.77
Other Non Operating Income (Expenses)	195.1	182.4	282	220.9	295.01	-2.25
EBT Excluding Unusual Items	32,012	36,592	33,229	25,576	21,161	16,820
Gain (Loss) on Sale of Assets	-2.2	-2.2	-4.2	-24.3	-35.85	14.65
Other Unusual Items	-0.3	-0.3	-12.1	-	-	-
Pretax Income	32,009	36,589	33,213	25,552	21,125	16,835
Income Tax Expense	7,729	8,870	8,130	6,366	3,835	4,125
Net Income	24,280	27,719	25,083	19,186	17,291	12,710
Net Income to Common	24,280	27,719	25,083	19,186	17,291	12,710
Net Income Growth	-9.23%	10.51%	30.74%	10.96%	36.04%	-13.72%
Shares Outstanding (Basic)	498	497	494	492	491	491
Shares Outstanding (Diluted)	502	502	499	495	492	492
Shares Change (YoY)	0.40%	0.52%	0.91%	0.59%	-0.07%	7.83%
EPS (Basic)	48.75	55.74	50.74	39.03	35.21	25.91
EPS (Diluted)	48.35	55.24	50.25	38.78	35.16	25.82
EPS Growth	-9.60%	9.93%	29.58%	10.30%	36.17%	-19.99%
Free Cash Flow	-	23,786	9,162	22,163	21,692	7,332
Free Cash Flow Per Share	-	47.40	18.35	44.80	44.11	14.90
Dividend Per Share	13.500	13.500	12.500	11.000	10.000	9.000
Dividend Growth	8.00%	8.00%	13.64%	10.00%	11.11%	12.50%
Operating Margin	11.56%	13.56%	14.31%	12.79%	11.53%	10.19%
Profit Margin	8.76%	10.26%	10.45%	9.37%	9.23%	7.53%
Free Cash Flow Margin	-	8.81%	3.82%	10.82%	11.57%	4.35%
EBITDA	32,359	37,136	35,589	27,516	23,021	18,594
EBITDA Margin	11.68%	13.75%	14.83%	13.44%	12.28%	11.02%
D&A For EBITDA	320.1	504.9	1,244	1,327	1,404	1,394
EBIT	32,039	36,632	34,345	26,189	21,617	17,200
EBIT Margin	11.56%	13.56%	14.31%	12.79%	11.53%	10.19%
Effective Tax Rate	24.15%	24.24%	24.48%	24.91%	18.15%	24.50%