Indian Bank (NSE:INDIANB)

Indian Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	488,535	620,394	556,497	449,852	388,884
Interest Income on Investments	186,506	-	-	-	-
Total Interest Income	675,041	620,394	556,497	449,852	388,884
Interest Paid on Deposits	405,387	368,263	323,408	247,173	221,293
Net Interest Income	269,654	252,132	233,090	202,679	167,592
Net Interest Income Growth (YoY)	6.95%	8.17%	15.00%	20.94%	6.96%
Gain (Loss) on Sale of Assets	-	17	-19.1	1.7	30.5
Gain (Loss) on Sale of Investments	-	10,535	13,172	2,961	12,916
Other Non-Interest Income	108,286	89,563	72,667	75,082	60,851
Total Non-Interest Income	108,286	100,115	85,820	78,045	73,797
Non-Interest Income Growth (YoY)	8.16%	16.66%	9.96%	5.76%	20.75%
Revenues Before Loan Losses	377,940	352,246	318,909	280,724	241,389
Provision for Loan Losses	35,146	42,380	59,208	93,844	95,321
Revenue	342,794	309,867	259,702	186,880	146,068
Revenue Growth (YoY)	10.63%	19.32%	38.97%	27.94%	6.57%
Salaries and Employee Benefits	108,803	99,746	93,199	75,789	67,384
Occupancy Expenses	-	8,170	7,840	13,537	14,626
Selling, General & Administrative	-	10,466	9,447	3,696	2,964
Other Non-Interest Expense	68,975	42,850	39,043	34,227	28,561
Total Non-Interest Expense	175,315	158,536	146,594	124,817	112,032
EBT Excluding Unusual Items	167,479	151,330	113,107	62,062	34,036
Other Unusual Items	-7,666	-	-	-	-
Pretax Income	159,813	151,330	113,107	62,062	34,036
Income Tax Expense	42,746	38,686	28,882	6,327	-7,406
Earnings From Continuing Operations	117,068	112,644	84,225	55,735	41,442
Minority Interest in Earnings	-24.9	-29.2	-31.1	-12.1	-23.8
Net Income	117,043	112,615	84,194	55,723	41,418
Net Income to Common	117,043	112,615	84,194	55,723	41,418
Net Income Growth	3.93%	33.76%	51.09%	34.54%	31.52%
Basic Shares Outstanding	1,347	1,347	1,275	1,245	1,218
Diluted Shares Outstanding	1,347	1,347	1,275	1,245	1,218
Shares Change (YoY)	0.00%	5.63%	2.38%	2.22%	7.88%
EPS (Basic)	86.89	83.61	66.03	44.74	33.99
EPS (Diluted)	86.89	83.61	66.03	44.74	33.99
EPS Growth	3.93%	26.62%	47.58%	31.63%	21.92%
Dividend Per Share	-	16.250	12.000	8.600	6.500
Dividend Growth	-	35.42%	39.53%	32.31%	225.00%
Effective Tax Rate	26.75%	25.56%	25.54%	10.20%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.