IndusInd Bank Limited (NSE:INDUSINDBK)

IndusInd Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	490,890	457,482	363,679	308,224	289,998	287,828
Interest Paid on Deposits	288,729	251,323	187,758	158,216	154,719	167,241
Net Interest Income	213,594	206,159	175,921	150,008	135,279	120,587
Net Interest Income Growth (YoY)	7.29%	17.19%	17.27%	10.89%	12.18%	36.32%
Gain (Loss) on Sale of Assets	-31.38	-31.38	-27.79	-11.3	13.79	-86.15
Gain (Loss) on Sale of Investments	5,055	5,055	-166.27	5,303	14,862	5,526
Other Non-Interest Income	89,874	88,934	81,922	68,156	50,133	64,087
Total Non-Interest Income	94,897	93,958	81,728	73,448	65,009	69,527
Non-Interest Income Growth (YoY)	4.96%	14.96%	11.27%	12.98%	-6.50%	23.13%
Revenues Before Loan Losses	308,492	300,117	257,649	223,456	200,288	190,114
Provision for Loan Losses	55,743	38,953	45,060	66,678	89,421	46,521
Revenue	252,749	261,164	212,589	156,779	110,867	143,593
Revenue Growth (YoY)	1.24%	22.85%	35.60%	41.41%	-22.79%	26.12%
Salaries and Employee Benefits	57,772	53,147	41,504	34,612	30,391	28,193
Occupancy Expenses	16,727	16,727	14,428	12,897	11,686	11,716
Selling, General & Administrative	5,816	5,816	4,452	3,773	3,298	3,875
Other Non-Interest Expense	75,247	65,195	52,792	41,702	36,192	38,039
Total Non-Interest Expense	156,152	141,473	113,455	93,103	81,566	81,823
EBT Excluding Unusual Items	96,597	119,690	99,134	63,676	29,301	61,770
Pretax Income	96,597	119,690	99,134	63,676	29,301	61,770
Income Tax Expense	24,062	29,918	24,699	15,625	-	17,189
Net Income	72,536	89,773	74,435	48,050	29,301	44,582
Net Income to Common	72,536	89,773	74,435	48,050	29,301	44,582
Net Income Growth	-16.35%	20.61%	54.91%	63.99%	-34.28%	35.07%
Basic Shares Outstanding	779	777	775	774	732	693
Diluted Shares Outstanding	779	778	776	775	733	696
Shares Change (YoY)	0.22%	0.27%	0.11%	5.75%	5.42%	14.74%
EPS (Basic)	93.16	115.54	96.01	62.07	40.03	64.33
EPS (Diluted)	93.06	115.33	95.89	61.97	39.96	64.10
EPS Growth	-16.54%	20.27%	54.74%	55.08%	-37.66%	17.72%
Dividend Per Share	-	16.500	14.000	8.500	5.000	-
Dividend Growth	-	17.86%	64.71%	70.00%	-	-
Effective Tax Rate	24.91%	25.00%	24.91%	24.54%	-	27.83%

Source: S&P Capital IQ. Banks template. Financial Sources.