IndusInd Bank Limited (NSE:INDUSINDBK)

IndusInd Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	388,897	395,912	457,482	363,679	308,224	289,998
Interest Income on Investments	94,950	90,765	-	-	-	-
Total Interest Income	483,848	486,677	457,482	363,679	308,224	289,998
Interest Paid on Deposits	301,213	296,364	251,323	187,758	158,216	154,719
Net Interest Income	182,635	190,313	206,159	175,921	150,008	135,279
Net Interest Income Growth (YoY)	-13.67%	-7.69%	17.19%	17.27%	10.89%	12.18%
Gain (Loss) on Sale of Assets	-	-	-31.38	-27.79	-11.3	13.79
Gain (Loss) on Sale of Investments	-	-	5,055	-166.27	5,303	14,862
Other Non-Interest Income	74,058	76,904	88,934	81,922	68,156	50,133
Total Non-Interest Income	74,058	76,904	93,958	81,728	73,448	65,009
Non-Interest Income Growth (YoY)	-23.08%	-18.15%	14.96%	11.27%	12.98%	-6.50%
Revenues Before Loan Losses	256,693	267,218	300,117	257,649	223,456	200,288
Provision for Loan Losses	78,458	71,357	38,953	45,060	66,678	89,421
Revenue	178,235	195,861	261,164	212,589	156,779	110,867
Revenue Growth (YoY)	-33.60%	-25.00%	22.85%	35.60%	41.41%	-22.79%
Salaries and Employee Benefits	61,964	59,743	53,147	41,504	34,612	30,391
Occupancy Expenses	-	-	16,727	14,428	12,897	11,686
Selling, General & Administrative	534.8	534.8	5,816	4,452	3,773	3,298
Other Non-Interest Expense	101,425	100,325	65,195	52,792	41,702	36,192
Total Non-Interest Expense	163,923	160,602	141,473	113,455	93,103	81,566
EBT Excluding Unusual Items	14,312	35,259	119,690	99,134	63,676	29,301
Pretax Income	14,312	35,259	119,690	99,134	63,676	29,301
Income Tax Expense	4,224	9,503	29,918	24,699	15,625	-
Net Income	10,088	25,755	89,773	74,435	48,050	29,301
Net Income to Common	10,088	25,755	89,773	74,435	48,050	29,301
Net Income Growth	-88.82%	-71.31%	20.61%	54.91%	63.99%	-34.28%
Basic Shares Outstanding	779	779	777	775	774	732
Diluted Shares Outstanding	779	779	778	776	775	733
Shares Change (YoY)	0.04%	0.12%	0.27%	0.11%	5.75%	5.42%
EPS (Basic)	12.95	33.07	115.54	96.01	62.07	40.03
EPS (Diluted)	12.95	33.05	115.33	95.89	61.97	39.96
EPS Growth	-88.82%	-71.34%	20.27%	54.74%	55.08%	-37.66%
Dividend Per Share	-	-	16.500	14.000	8.500	5.000
Dividend Growth	-	-	17.86%	64.71%	70.00%	-
Effective Tax Rate	29.51%	26.95%	25.00%	24.92%	24.54%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.