NSE:IREDA Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	81,805	65,763	48,224	33,738	27,132
Total Interest Expense	49,047	41,411	31,641	20,884	15,873
Net Interest Income	32,758	24,353	16,583	12,854	11,260
Commissions and Fees	588.3	957.1	600.2	373.33	1,064
Other Revenue	996	415.4	192.4	718.85	545.47
Revenue Before Loan Losses	34,342	25,725	17,376	13,946	12,869
Provision for Loan Losses	7,771	2,372	-672.2	665.79	1,799
Revenue	26,571	23,353	18,048	13,280	11,070
Revenue Growth (YoY)	13.78%	29.39%	35.90%	19.97%	32.85%
Salaries & Employee Benefits	1,056	816.6	713.2	630.93	588.18
Cost of Services Provided	335	400.4	393.4	69.74	95.06
Other Operating Expenses	932	393.7	-55.5	711.86	1,357
Total Operating Expenses	2,761	1,999	1,355	1,648	2,273
Operating Income	23,810	21,353	16,693	11,633	8,797
Currency Exchange Gain (Loss)	-434.1	-416.1	165.3	-240.26	-458.9
EBT Excluding Unusual Items	23,376	21,041	16,859	11,392	8,338
Pretax Income	23,376	21,035	16,853	11,392	8,338
Income Tax Expense	4,636	4,052	4,330	2,746	2,003
Net Income	18,740	16,983	12,522	8,646	6,335
Net Income to Common	18,740	16,983	12,522	8,646	6,335
Net Income Growth	10.34%	35.62%	44.83%	36.48%	82.90%
Shares Outstanding (Basic)	2,785	2,687	2,427	2,287	789
Shares Outstanding (Diluted)	2,785	2,687	2,427	2,287	789
Shares Change (YoY)	3.62%	10.73%	6.10%	189.93%	0.55%
EPS (Basic)	6.73	6.32	5.16	3.78	8.03
EPS (Diluted)	6.73	6.32	5.16	3.78	8.03
EPS Growth	6.49%	22.48%	36.51%	-52.93%	82.09%
Free Cash Flow	-144,916	-144,853	-111,184	-123,587	-52,622
Free Cash Flow Per Share	-52.04	-53.90	-45.81	-54.03	-66.70
Operating Margin	89.61%	91.44%	92.49%	87.59%	79.47%
Profit Margin	70.53%	72.73%	69.38%	65.11%	57.23%
Free Cash Flow Margin	-545.39%	-620.28%	-616.05%	-930.61%	-475.36%
Effective Tax Rate	19.83%	19.26%	25.69%	24.10%	24.02%
Revenue as Reported	83,389	67,557	49,653	34,830	28,742