Laxmi India Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	2,827	2,313	1,648	1,258	952.93	875.03
Total Interest Expense	1,320	1,138	827.76	630.03	497.18	493.65
Net Interest Income	1,507	1,175	820.09	627.93	455.75	381.38
Commissions and Fees	138.42	134.63	44.71	22.94	14.42	10.66
Other Revenue	44.97	32.44	55.93	13.61	14.22	2.01
Revenue Before Loan Losses	1,691	1,342	920.73	664.47	484.39	394.05
Provision for Loan Losses	159.51	118.91	18.75	16.42	4.71	16.06
Revenue	1,531	1,223	901.99	648.05	479.68	377.99
Revenue Growth (YoY)	39.04%	35.58%	39.18%	35.10%	26.90%	20.12%
Salaries & Employee Benefits	674.29	540.27	432.04	319.07	197.84	129.29
Cost of Services Provided	33.12	33.12	25.71	17.79	12.03	8.54
Other Operating Expenses	222.64	157.15	134.28	101.69	63.65	53.52
Total Operating Expenses	951.81	749.55	607.33	449.69	282.35	200.4
Operating Income	579.3	473.38	294.65	198.36	197.33	177.6
EBT Excluding Unusual Items	579.39	473.47	294.65	198.41	197.42	177.6
Other Unusual Items	-	-	-	-	-0.06	-0.09
Pretax Income	579.47	473.55	296.35	198.85	197.76	177.5
Income Tax Expense	141.36	113.51	71.69	44.93	48.92	72.61
Net Income	438.12	360.04	224.66	153.92	148.85	104.9
Net Income to Common	438.12	360.04	224.66	153.92	148.85	104.9
Net Income Growth	50.88%	60.26%	45.96%	3.41%	41.90%	5.45%
Shares Outstanding (Basic)	39	41	37	32	-	-
Shares Outstanding (Diluted)	39	41	40	32	-	-
Shares Change (YoY)	-19.14%	3.31%	24.69%	-	-	-
EPS (Basic)	11.31	8.78	6.11	4.83	-	-
EPS (Diluted)	11.31	8.78	5.66	4.83	-	-
EPS Growth	86.60%	55.12%	17.06%	-	-	-
Free Cash Flow	-	-3,149	-2,262	-1,855	-199.68	-49.99
Free Cash Flow Per Share	-	-76.80	-56.99	-58.28	-	-
Operating Margin	37.84%	38.71%	32.67%	30.61%	41.14%	46.98%
Profit Margin	28.61%	29.44%	24.91%	23.75%	31.03%	27.75%
Free Cash Flow Margin	-	-257.52%	-250.77%	-286.28%	-41.63%	-13.22%
Effective Tax Rate	24.39%	23.97%	24.19%	22.60%	24.73%	40.90%
Revenue as Reported	3,010	2,480	1,750	1,295	982.07	887.76

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.