Laxmi India Finance Limited (NSE:LAXMIINDIA)

Paramount Global Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	2,313	1,648	1,258	952.93	875.03
Total Interest Expense	1,138	827.76	630.03	497.18	493.65
Net Interest Income	1,175	820.09	627.93	455.75	381.38
Commissions and Fees	134.63	44.71	22.94	14.42	10.66
Other Revenue	32.44	55.93	13.61	14.22	2.01
Revenue Before Loan Losses	1,342	920.73	664.47	484.39	394.05
Provision for Loan Losses	118.91	18.75	16.42	4.71	16.06
Revenue	1,223	901.99	648.05	479.68	377.99
Revenue Growth (YoY)	35.58%	39.18%	35.10%	26.90%	20.12%
Salaries & Employee Benefits	540.27	432.04	319.07	197.84	129.29
Cost of Services Provided	33.12	25.71	17.79	12.03	8.54
Other Operating Expenses	157.15	134.28	101.69	63.65	53.52
Total Operating Expenses	749.55	607.33	449.69	282.35	200.4
Operating Income	473.38	294.65	198.36	197.33	177.6
EBT Excluding Unusual Items	473.47	294.65	198.41	197.42	177.6
Other Unusual Items	-	-	-	-0.06	-0.09
Pretax Income	473.55	296.35	198.85	197.76	177.5
Income Tax Expense	113.51	71.69	44.93	48.92	72.61
Net Income	360.04	224.66	153.92	148.85	104.9
Net Income to Common	360.04	224.66	153.92	148.85	104.9
Net Income Growth	60.26%	45.96%	3.41%	41.90%	5.45%
Free Cash Flow	-3,149	-2,262	-1,855	-199.68	-49.99
Operating Margin	38.71%	32.67%	30.61%	41.14%	46.98%
Profit Margin	29.44%	24.91%	23.75%	31.03%	27.75%
Free Cash Flow Margin	-257.52%	-250.77%	-286.28%	-41.63%	-13.22%
Effective Tax Rate	23.97%	24.19%	22.60%	24.73%	40.90%
Revenue as Reported	2,480	1,750	1,295	982.07	887.76

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.