Laxmi India Finance Limited (NSE:LAXMIINDIA)

Laxmi India Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	2,686	2,313	1,648	1,258	952.93	875.03
Total Interest Expense	1,284	1,138	827.76	630.03	497.18	493.65
Net Interest Income	1,403	1,175	820.09	627.93	455.75	381.38
Commissions and Fees	131.05	134.63	44.71	22.94	14.42	10.66
Other Revenue	12.33	32.44	55.93	13.61	14.22	2.01
Revenue Before Loan Losses	1,546	1,342	920.73	664.47	484.39	394.05
Provision for Loan Losses	118.97	118.91	18.75	16.42	4.71	16.06
Revenue	1,427	1,223	901.99	648.05	479.68	377.99
Revenue Growth (YoY)	45.61%	35.58%	39.18%	35.10%	26.90%	20.12%
Salaries & Employee Benefits	621.9	540.27	432.04	319.07	197.84	129.29
Cost of Services Provided	33.12	33.12	25.71	17.79	12.03	8.54
Other Operating Expenses	219.84	157.15	134.28	101.69	63.65	53.52
Total Operating Expenses	895.31	749.55	607.33	449.69	282.35	200.4
Operating Income	531.62	473.38	294.65	198.36	197.33	177.6
EBT Excluding Unusual Items	531.71	473.47	294.65	198.41	197.42	177.6
Other Unusual Items	-	-	-	-	-0.06	-0.09
Pretax Income	525.12	473.55	296.35	198.85	197.76	177.5
Income Tax Expense	126.11	113.51	71.69	44.93	48.92	72.61
Net Income	399	360.04	224.66	153.92	148.85	104.9
Net Income to Common	399	360.04	224.66	153.92	148.85	104.9
Net Income Growth	55.89%	60.26%	45.96%	3.41%	41.90%	5.45%
Free Cash Flow	-2,347	-3,149	-2,262	-1,855	-199.68	-49.99
Operating Margin	37.26%	38.71%	32.67%	30.61%	41.14%	46.98%
Profit Margin	27.96%	29.44%	24.91%	23.75%	31.03%	27.75%
Free Cash Flow Margin	-164.49%	-257.52%	-250.77%	-286.28%	-41.63%	-13.22%
Effective Tax Rate	24.02%	23.97%	24.19%	22.60%	24.73%	40.90%
Revenue as Reported	2,830	2,480	1,750	1,295	982.07	887.76

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.