L&T Finance Limited (NSE:LTF)

L&T Finance Statistics

Total Valuation

L&T Finance has a market cap or net worth of INR 660.23 billion.

Market Cap	660.23B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	May 27, 2025

Share Statistics

L&T Finance has 2.48 billion shares outstanding. The number of shares has decreased by -0.78% in one year.

Current Share Class	2.48B
Shares Outstanding	2.48B
Shares Change (YoY)	-0.78%
Shares Change (QoQ)	-1.10%
Owned by Insiders (%)	0.02%
Owned by Institutions (%)	22.81%
Float	826.14M

Valuation Ratios

The trailing PE ratio is 24.70 and the forward PE ratio is 19.04.

PE Ratio	24.70
Forward PE	19.04
PS Ratio	8.27
PB Ratio	2.50
P/TBV Ratio	2.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 59.34, with a Debt / Equity ratio of 3.71.

Current Ratio	59.34
Quick Ratio	59.27
Debt / Equity	3.71
Debt / EBITDA	n/a
Debt / FCF	-8.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.62%.

Return on Equity (ROE)	10.62%
Return on Assets (ROA)	2.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.19M
Profits Per Employee	738,893
Employee Count	36,521
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, L&T Finance has paid 8.64 billion in taxes.

Income Tax	8.64B
Effective Tax Rate	24.27%

Stock Price Statistics

The stock price has increased by +59.60% in the last 52 weeks. The beta is 0.89, so L&T Finance's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+59.60%
50-Day Moving Average	234.69
200-Day Moving Average	183.70
Relative Strength Index (RSI)	63.91
Average Volume (20 Days)	6,591,253

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, L&T Finance had revenue of INR 79.88 billion and earned 26.99 billion in profits. Earnings per share was 10.78.

Revenue	79.88B
Gross Profit	79.16B
Operating Income	35.62B
Pretax Income	35.62B
Net Income	26.99B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	10.78

Balance Sheet

The company has 83.64 billion in cash and 979.70 billion in debt, giving a net cash position of -896.06 billion or -361.37 per share.

Cash & Cash Equivalents	83.64B
Total Debt	979.70B
Net Cash	-896.06B
Net Cash Per Share	-361.37
Equity (Book Value)	264.25B
Book Value Per Share	105.46
Working Capital	1.10T

Cash Flow

In the last 12 months, operating cash flow was -112.40 billion and capital expenditures -1.97 billion, giving a free cash flow of -114.37 billion.

Operating Cash Flow	-112.40B
Capital Expenditures	-1.97B
Free Cash Flow	-114.37B
FCF Per Share	-46.12

Margins

Gross margin is 99.10%, with operating and profit margins of 44.59% and 33.78%.

Gross Margin	99.10%
Operating Margin	44.59%
Pretax Margin	44.58%
Profit Margin	33.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.75, which amounts to a dividend yield of 1.03%.

Dividend Per Share	2.75
Dividend Yield	1.03%
Dividend Growth (YoY)	10.00%
Years of Dividend Growth	2
Payout Ratio	25.45%
Buyback Yield	0.78%
Shareholder Yield	1.81%
Earnings Yield	4.09%
FCF Yield	-17.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2