L&T Finance Limited (NSE:LTF)

L&T Finance Statistics

Total Valuation

L&T Finance has a market cap or net worth of INR 757.47 billion.

Market Cap	757.47B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	May 22, 2026

Share Statistics

L&T Finance has 2.50 billion shares outstanding. The number of shares has increased by 0.35% in one year.

Current Share Class	2.50B
Shares Outstanding	2.50B
Shares Change (YoY)	+0.35%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	23.18%
Float	843.60M

Valuation Ratios

The trailing PE ratio is 25.54 and the forward PE ratio is 19.96. L&T Finance's PEG ratio is 1.59.

PE Ratio	25.54
Forward PE	19.96
PS Ratio	8.40
PB Ratio	2.70
P/TBV Ratio	2.76
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.59

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.25, with a Debt / Equity ratio of 3.93.

Current Ratio	2.25
Quick Ratio	2.17
Debt / Equity	3.93
Debt / EBITDA	n/a
Debt / FCF	-7.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.12% and return on invested capital (ROIC) is 2.29%.

Return on Equity (ROE)	11.12%
Return on Assets (ROA)	2.27%
Return on Invested Capital (ROIC)	2.29%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.27%
Revenue Per Employee	2.18M
Profits Per Employee	721,818
Employee Count	41,301
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, L&T Finance has paid 10.15 billion in taxes.

Income Tax	10.15B
Effective Tax Rate	25.39%

Stock Price Statistics

The stock price has increased by +79.99% in the last 52 weeks. The beta is 0.69, so L&T Finance's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+79.99%
50-Day Moving Average	275.94
200-Day Moving Average	268.17
Relative Strength Index (RSI)	66.02
Average Volume (20 Days)	5,162,719

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, L&T Finance had revenue of INR 90.13 billion and earned 29.81 billion in profits. Earnings per share was 11.88.

Revenue	90.13B
Gross Profit	89.68B
Operating Income	40.28B
Pretax Income	39.98B
Net Income	29.81B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.88

Balance Sheet

The company has 112.09 billion in cash and 1.10 trillion in debt, with a net cash position of -990.88 billion or -396.89 per share.

Cash & Cash Equivalents	112.09B
Total Debt	1.10T
Net Cash	-990.88B
Net Cash Per Share	-396.89
Equity (Book Value)	280.34B
Book Value Per Share	112.09
Working Capital	741.57B

Cash Flow

In the last 12 months, operating cash flow was -141.89 billion and capital expenditures -2.39 billion, giving a free cash flow of -144.29 billion.

Operating Cash Flow	-141.89B
Capital Expenditures	-2.39B
Depreciation & Amortization	2.10B
Net Borrowing	160.31B
Free Cash Flow	-144.29B
FCF Per Share	-57.79

Margins

Gross margin is 99.50%, with operating and profit margins of 44.69% and 33.08%.

Gross Margin	99.50%
Operating Margin	44.69%
Pretax Margin	44.36%
Profit Margin	33.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.75, which amounts to a dividend yield of 0.91%.

Dividend Per Share	2.75
Dividend Yield	0.91%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	23.04%
Buyback Yield	-0.35%
Shareholder Yield	0.56%
Earnings Yield	3.94%
FCF Yield	-19.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3